7 Clarks Ln, Old Lyme, CT 06371 Property Records

Old Lyme Town property record for 7 Clarks Ln, Old Lyme, CT 06371

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,059 sqft · built 1994
Lot Size	1.56 acres (68,314 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,728,000 (May 2024)
Tax Bill	$6,493 (2026)
Deeds & Mortgages	Aug 2025 Line of Credit Apr 2026 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`OLYM M:21 L:27-23`

Property Details

APN / Parcel Number

Primary APN	`OLYM M:21 L:27-23`
Alternative APNs	`00095950` `95950`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,059 sqft Living Area
Gross Area	8,262 sqft
1st Floor Area	1,441 sqft
Basement Area	2,167 sqft
Unfinished Basement	823 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Other
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	68,314 sqft (1.56 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	95950
Street Address	7 CLARKS LN
City	OLD LYME
State	CT
Zip	06371-1478
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU40
Legal Lot Number	27-23
Jurisdiction	OLD LYME CT
Township / Civil Division	OLD LYME
Census Block Group	2
Census Block	2005
Census Tract	660101

Owner

Source: Old Lyme Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7 CLARKS LN, OLD LYME, CT 06371-1478
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Apr 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK
May 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK
May 13, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage CITIZENS BANK
Jul 13, 2020	Deed of Trust, Mortgage · Balloon Mortgage LIBERTY BANK
Jul 18, 2019	Warranty Deed, Transfer UNKNOWN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2024 · Amount on Record
Deed Sale	May 13, 2024 · Amount on Record
Prior Sale	Jul 18, 2019 · Amount on Record
Deed Book / Page	461 / 165
Record Updated	Oct 29, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLD LYME CT
Property Address	7 CLARKS LN, OLD LYME, CT 06371-1478
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000467-772
Date	Aug 28, 2025
Book Page	467/772

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	337 Months
Due	Sep 1, 2053

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLD LYME CT
Recording Date	Apr 9, 2026
Property Address	7 CLARKS LN, OLD LYME, CT 06371-1478
Document Number	000471-188
Book / Page	471 / 188
Instrument Date	Mar 24, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 CLARKS LN, OLD LYME, CT 06371-1478

Mortgage

Document Number	0471000188,
Date	Apr 9, 2026
Book Page	471/188

Lender

Name	CITIZENS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	337 Months
Due	May 1, 2054

Interest

Rate	5.98%
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLD LYME CT
Recording Date	May 22, 2026
Property Address	7 CLARKS LN, OLD LYME, CT 06371-1478
Document Number	00471-1051
Book / Page	471 / 1051
Instrument Date	Mar 24, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 CLARKS LN, OLD LYME, CT 06371-1478

Mortgage

Document Number	0471001051,
Date	May 22, 2026
Book Page	471/1051

Lender

Name	CITIZENS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Jun 1, 2054

Interest

Rate	5.98%
Max Rate	-1%

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLD LYME CT
Recording Date	May 13, 2024
Property Address	7 CLARKS LN, OLD LYME, CT 06371-1478
Document Number	000461-165
Book / Page	461 / 165
Instrument Date	May 13, 2024
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0000461168
Date	May 13, 2024
Instrument	461/168

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLD LYME CT
Property Address	7 CLARKS LN, OLD LYME, CT 06371-1478
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	435-792
Date	Jul 13, 2020
Book Page	435/792

Lender

Name	LIBERTY BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLD LYME CT
Recording Date	Jul 18, 2019
Property Address	7 CLARKS LN, OLD LYME, CT 06371-1478
Document Number	428-991
Book / Page	000428 / 000991
Instrument Date	Sep 7, 2018
Transaction Type	Transfer
Record Updated	Aug 6, 2019
Title Company	UNKNOWN

Transaction

Amount	Amount Recorded
Tax	$615.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 CLARKS LN OLD LYME CT 063711478, OLD LYME, CT 06371-1478

Tax Assessment & Valuation

Source: Old Lyme Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Old Lyme Town
Unified School District	Regional School District 18 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,493.00 (-64.65%)	$224,280 (-80.18%) Building $224,280	$516,309 (-34.83%)
2025	$18,369.00	$1,131,800 (+89.49%) Land $294,000 Building $837,800	$792,260 Land $205,800 Building $586,460
2024	$18,369.00 (+30.86%)
2023	$14,037.00	$597,300 (-) Land $208,400 Building $388,900
2022	$14,037.00	$597,300 Land $208,400 Building $388,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Frontier.

Cell Coverage

5G and 4G LTE (outdoors only)

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