7 Clapham Ct, Sterling, VA 20165 Property Records

Loudoun County property record for 7 Clapham Ct, Sterling, VA 20165

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,256 sqft · built 1983
Lot Size0.53 acres (23,087 sqft)
Owner2 Individual Names on File
Last Sale$600,000 (Jun 2019)
Tax Bill$6,605 (2023)
Deeds & MortgagesDec 2020 Mortgage
Jun 2019 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN028-28-7223-000

Property Details

APN / Parcel Number

Primary APN028-28-7223-000
Alternative APN
  • 64/A/2/86

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Stories2 Stories
Building Area2,256 sqft Living Area
Gross Area4,004 sqft
1st Floor Area1,008 sqft
Basement Area756 sqft
Finished Basement756 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 2000
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Foundation TypeBlock
Roof TypeGable
Roof MaterialAsphalt
Lot Area23,087 sqft (0.53 acres)
Garage TypeAttached
Garage Area399 sqft

Exterior Amenities

PorchPorch
Porch Area144 sqft
Patio Area560 sqft
Shed1 Shed
Shed Area66 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Old Parcel Number/64/A/2////86/
Street Address7 CLAPHAM CT
CitySTERLING
StateVA
Zip20165-5653
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePDH3
Legal DescriptionCOUNTRYSIDE SEC.1B LOT 86 1441--253
Legal SubdivisionCOUNTRYSIDE
Legal Lot Number86 1441
JurisdictionLOUDOUN VA
Township / Civil DivisionALGONKIAN
Census Block Group2
Census Block2005
Census Tract611102

Owner

Source: Loudoun County records · APN 028-28-7223-000

Assessment roll updated January 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing AddressUNIT 9100 BOX 3502 APO, AA
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 04, 2020Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE AFFINITY LLC
Jun 05, 2019Warranty Deed, Transfer · Conventional with PMI
GUARANTEED RATE AFFINITY LLC
Apr 16, 2019Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA
Apr 10, 2018Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 05, 2019 · Amount on Record
Deed SaleJun 05, 2019 · Amount on Record
Prior SaleJun 28, 1996 · Amount on Record
Deed Document Number201906050029502
Record UpdatedJun 07, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address7 CLAPHAM CT, STERLING, VA 20165-5653
Document Number20201209120844
Instrument DateDec 04, 2020
Transaction TypeMortgage
Record UpdatedJan 05, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address7 CLAPHAM CT STERLING VA 201655653, STERLING, VA 20165-5653

Mortgage

Document Number20201209120844
DateDec 09, 2020
Instrument120844
Lender
NameGUARANTEED RATE AFFINITY LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueDec 08, 2035
Interest
Rate TypeFixed Rate

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLOUDOUN VA
Recording DateJun 05, 2019
Property Address7 CLAPHAM CT, STERLING, VA 20165-5653
Document Number20190605029502
Instrument DateJun 05, 2019
Instrument29502
Transaction TypeTransfer
Record UpdatedJun 18, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$600.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7 CLAPHAM CT STERLING VA 201655653, STERLING, VA 20165-5653

Mortgage

Document Number20190605029503
DateJun 05, 2019
Instrument29503
Lender
NameGUARANTEED RATE AFFINITY LLC
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term180 Months
DueJun 04, 2034
Interest
Rate TypeFixed Rate

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address7 CLAPHAM CT, STERLING, VA 20165-5653
Document Number20190514024663
Instrument DateApr 16, 2019
Transaction TypeMortgage
Record UpdatedMay 28, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address7 CLAPHAM CT STERLING VA 201655653, STERLING, VA 20165-5653

Mortgage

Document Number20190514024663
DateMay 14, 2019
Instrument24663
Lender
NameBANK OF AMERICA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 13, 2049
Interest
Rate TypeAdjustable Rate

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address7 CLAPHAM CT, STERLING, VA 20165-5653
Document Number20180416020629
Instrument DateApr 10, 2018
Transaction TypeMortgage
Record UpdatedApr 26, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife

Mortgage

Document Number20180416020629
DateApr 16, 2018
Instrument20629
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 15, 2048
Interest
Rate TypeFixed Rate
Rate4.38%

Tax Assessment & Valuation

Source: Loudoun County records · Assessment roll updated January 1, 2023 · Last verified October 2023

Property Jurisdictions

TypeName
StateVirginia
CountyLoudoun County
Unified School DistrictLoudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$6,605.00$754,970 Land $268,400 Building $486,570$754,970 Land $268,400 Building $486,570

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2011)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2011 · river or lake flooding

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: AT&T.

Based on FCC filings for 327 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemLOUDOUN WATER - CENTRAL SYSTEM
serves 334,808 people
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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