7 Cindy Ln, Halfmoon (Clifton Park), NY 12065 Property Records

Saratoga County and Halfmoon Town property record for 7 Cindy Ln, Halfmoon, NY 12065

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,752 sqft · built 1993
Lot Size	0.56 acres (24,394 sqft)
Owner	2 Individual Names on File
Last Sale	$182,000 (Jan 1999)
Tax Bill	$10,564 (2025)
Deeds & Mortgages	Jan 2022 Refinance Mar 2021 Line of Credit + 2 more
APN	`413800 278.6-2-6`

Property Details

APN / Parcel Number

Primary APN	`413800 278.6-2-6`
Alternative APN	`380027800600020060000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,752 sqft Living Area
1st Floor Area	1,684 sqft
2nd Floor Area	1,068 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2021
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	24,394 sqft (0.56 acres)
Lot Width	105 ft Width
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	510 sqft
Porch	Slab
Porch Area	364 sqft
Canopy	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	7 CINDY LN
City	HALFMOON
State	NY
Zip	12065-5661
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	HOUSE/LOT
Legal Block	2
Legal Lot Number	6.000
Jurisdiction	SARATOGA NY
Township / Civil Division	HALFMOON
Census Block Group	1
Census Block	1002
Census Tract	62410

Owner

7 Cindy Ln is owned and occupied by two individuals who bought it in January 1999.

Source: Saratoga County and Halfmoon Town records, as of April 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7 CINDY LN, HALFMOON, NY 12065-5661
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance STATE EMPLOYEES FCU
Mar 30, 2021	Deed of Trust, Mortgage · Line of Credit SUNMARK FCU
Nov 9, 2016	Loan Modification, Consolidation and Extension, Mortgage · Conventional Mortgage SANTANDER BK NA
Nov 9, 2016	Deed of Trust, Mortgage · Conventional Mortgage SANTANDER BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 4, 1999 · Amount on File
Deed Sale	Jan 4, 1999 · Amount on File
Deed Book / Page	1507 / 640
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARATOGA NY
Property Address	7 CINDY LN, HALFMOON, NY 12065-5661
Transaction Type	Mortgage
Record Updated	Feb 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003258
Date	Jan 26, 2022
Instrument	2022003258

Lender

Name	STATE EMPLOYEES FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2037

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARATOGA NY
Property Address	7 CINDY LN, HALFMOON, NY 12065-5661
Transaction Type	Mortgage
Record Updated	Apr 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021011321
Date	Mar 30, 2021
Instrument	2021011321

Lender

Name	SUNMARK FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2041

Interest

Rate Type	Adjustable Rate

November 2016: Loan Modification, Consolidation and Extension, Mortgage

Document Type	Loan Modification, Consolidation and Extension
Jurisdiction	SARATOGA NY
Property Address	7 CINDY LN, HALFMOON, NY 12065-5661
Document Number	0000002146
Instrument Date	Nov 9, 2016
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	PRIORITY 1 ABSTRACT, PRIORITY 1 ABS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 CINDY LN HALFMOON NY 120655661, HALFMOON, NY 12065-5661

Mortgage

Document Number	0000002146
Date	Jan 20, 2017
Instrument	2146

Lender

Name	SANTANDER BK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

November 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARATOGA NY
Property Address	7 CINDY LN, HALFMOON, NY 12065-5661
Document Number	0000002145
Instrument Date	Nov 9, 2016
Transaction Type	Mortgage
Record Updated	Feb 28, 2017
Title Company	PRIORITY 1 ABSTRACT, PRIORITY 1 ABS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7 CINDY LN HALFMOON NY 120655661, HALFMOON, NY 12065-5661

Mortgage

Document Number	0000002145
Date	Jan 20, 2017
Instrument	2145

Lender

Name	SANTANDER BK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 19, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 7 Cindy Ln was $10,564 with a homeowner's exemption.

Source: Saratoga County and Halfmoon Town assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	New York
County	Saratoga County
County Subdivision	Halfmoon Town
Unified School District	Shenendehowa Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,564.00	$262,000 Land $42,600 Building $219,400	$703,356 Land $114,362 Building $588,994
2023		$262,000 Land $42,600 Building $219,400	$616,471 Land $100,235 Building $516,236

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 7 Cindy Ln; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Cindy Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HALFMOON WATER DISTRICT (TROY) serves 15,000 people · EPA ID NY4519111
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Greenlight Networks.

Nearby Properties on Cindy Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures