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7 Chris Dr, Schenectady, NY 12309 Property Records

Albany County and Colonie Town property record for 7 Chris Dr, Schenectady, NY 12309 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 3,098 sqft · built 1994
Lot Size0.42 acres (18,295 sqft)
Owner2 Individual Names on File
Last Sale$455,000 (Aug 2009)
Tax Bill$11,557 (2025)
Deeds & MortgagesNov 2021 Line of Credit
Oct 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN012689 17.4-3-31

Property Details

APN / Parcel Number

Primary APN012689 17.4-3-31
Alternative APNs
  • 268901700400030310000000
  • 01700400030310000000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,098 sqft Living Area
1st Floor Area1,623 sqft
2nd Floor Area1,475 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Architectural StyleContemporary
Exterior MaterialBrick
Lot Area18,295 sqft (0.42 acres)
Garage TypeAttached
Garage Area1,064 sqft
Parking Spaces4 Parking Spaces
PorchSlab
Porch Area262 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number01700400030310000000
Street Address7 CHRIS DR
CitySCHENECTADY
StateNY
Zip12309-2035
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN-168 E-5 S-13-75
Legal Block3
Legal Lot Number31.000
JurisdictionALBANY NY
Township / Civil DivisionCOLONIE
Census Block Group1
Census Block1030
Census Tract13703

Owner

Source: Albany County and Colonie Town records · APN 012689 17.4-3-31

Assessment roll updated March 17, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address7 CHRIS DR, SCHENECTADY, NY 12309-2035
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 15, 2021Deed of Trust, Mortgage · Line of Credit
CAPITAL COMMUNICATIONS FCU
Oct 16, 2018Deed of Trust, Mortgage · Line of Credit
CAPITAL COMMUNICATIONS FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 31, 2009 · Amount on Record
Deed SaleAug 31, 2009 · Amount on Record
Deed Document Number200910481610
Deed Book / Page2957 / 26
Record UpdatedSep 20, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address7 CHRIS DR, SCHENECTADY, NY 12309-2035
Transaction TypeMortgage
Record UpdatedDec 16, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address7 CHRIS DR, SCHENECTADY, NY 12309-2035

Mortgage

Document Number0000004515
DateNov 15, 2021
InstrumentR2021-34515
Lender
NameCAPITAL COMMUNICATIONS FCU
TypeCredit Union
AddressALBANY, NY 12205
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueNov 09, 2031

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address7 CHRIS DR, SCHENECTADY, NY 12309-2035
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000023030
DateOct 16, 2018
InstrumentR2018-23030
Lender
NameCAPITAL COMMUNICATIONS FCU
TypeCredit Union
AddressALBANY, NY 12205
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueOct 09, 2028
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Albany County and Colonie Town records · Assessment roll updated March 17, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew York
CountyAlbany County
County SubdivisionColonie Town
Unified School DistrictSouth Colonie Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$11,557.00 (+10.48%) Homeowner's exemption$265,000 (-) Land $66,200 Building $198,800$606,400 (+16.71%) Land $151,486 Building $454,914
2023$265,000 (-) Land $66,200 Building $198,800$519,600 (+9.31%) Land $129,802 Building $389,798
2022$265,000 Land $66,200 Building $198,800$475,336 Land $118,744 Building $356,592
2021$10,461.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Albany County (36001C), updated March 6, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360010137031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 18 individual NFIP policies nearby
Nearby Flood Policies18 in force
Nearby Flood Claims1 (1999)
Most Recent ClaimSep 1999, rainfall accumulation, Hurricane Floyd Major Disaster Declarations

Wildfire

Wildfire RiskLow
above 4% of the US · above 5% of New York
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 215 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFiber980 / 880
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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