7 Cheyenne Ct, Palmyra, VA 22963 Property Records

Fluvanna County property record for 7 Cheyenne Ct, Palmyra, VA 22963

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,280 sqft · built 2002
Lot Size	0.516 acres (22,477 sqft)
Owner	2 Individual Names on File
Last Sale	$423,000 (Sep 2025)
Tax Bill	$3,286 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Apr 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18A 10 247`

Property Details

APN / Parcel Number

Primary APN	`18A 10 247`
Alternative APN	`4558`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,280 sqft Living Area
Gross Area	3,840 sqft
1st Floor Area	2,280 sqft
Basement Area	1,140 sqft
Finished Basement	1,140 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2014
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	22,477 sqft (0.516 acres)
Terrain	Steep
Garage Type	Built-in
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	420 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	4558
Street Address	7 CHEYENNE CT
City	PALMYRA
State	VA
Zip	22963-3167
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	INST 200001118 CHEROKEE-10 LOT 247 22,483 SF
Legal Subdivision	LAKE MONTICELLO
Legal Block	24
Legal Lot Number	247
Jurisdiction	FLUVANNA VA
Township / Civil Division	PALMYRA
Census Block Group	1
Census Block	1002
Census Tract	20104

Owner

7 Cheyenne Ct is owned and occupied by two individuals who bought it in September 2025.

Source: Fluvanna County records, as of June 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7 CHEYENNE CT, PALMYRA, VA 22963-3167
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2025	Bargain and Sale Deed, Transfer · Conventional Mortgage GRAY FOX MORTGAGE LLC
Apr 1, 2020	Deed, Transfer · Conventional Mortgage C & F MORTGAGE CORP
Dec 16, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2025 · Amount on File
Deed Sale	Sep 16, 2025 · Amount on File
Prior Sale	Apr 1, 2020 · Amount on File
Deed Document Number	20252870
Prior Transfer Date	Sep 4, 2025
Prior Transfer Doc	0000002870
Record Updated	Sep 20, 2026

September 2025: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	FLUVANNA VA
Recording Date	Sep 16, 2025
Property Address	7 CHEYENNE CT, PALMYRA, VA 22963-3167
Document Number	0250002870
Map Reference	MB 103 PG 334-338
Instrument Date	Sep 11, 2025
Instrument	250002870
Transaction Type	Transfer
Record Updated	Oct 13, 2025
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$435.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7 CHEYENNE CT, PALMYRA, VA 22963-3167

Mortgage

Document Number	0250002871
Date	Sep 16, 2025
Instrument	250002871

Lender

Name	GRAY FOX MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

April 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	Apr 1, 2020
Property Address	7 CHEYENNE CT, PALMYRA, VA 22963-3167
Document Number	200001118
Map Reference	DB 103 PG 334
Instrument Date	Mar 24, 2020
Instrument	200001118
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	STEWART TITLE GUARANTY CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$297.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 CHEYENNE CT, PALMYRA, VA 22963-3167

Mortgage

Document Number	200001119
Date	Apr 1, 2020
Instrument	200001119

Lender

Name	C & F MORTGAGE CORP

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

December 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLUVANNA VA
Recording Date	Dec 16, 2019
Property Address	7 CHEYENNE CT, PALMYRA, VA 22963-3167
Document Number	1903850
Map Reference	PB 103 PG 334
Instrument Date	Oct 28, 2019
Instrument	1903850
Transaction Type	Transfer
Record Updated	Jul 6, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 CHEYENNE CT, PALMYRA, VA 22963-3167

Tax Assessment & Valuation

The 2025 property tax bill for 7 Cheyenne Ct was $3,286, up 0.7% from the year before.

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$435,300 (-) Land $27,000 Building $408,300	$435,300 (-) Land $27,000 Building $408,300
2025	$3,286.00 (+0.67%)	$435,300 Land $27,000 Building $408,300	$435,300 Land $27,000 Building $408,300
2024	$3,264.00
2023		$333,700 Land $27,000 Building $306,700	$333,700 Land $27,000 Building $306,700
2022	$2,816.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7 Cheyenne Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Cheyenne Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE MONTICELLO private · serves 12,943 people · EPA ID VA2065480
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Firefly Fiber Broadband Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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