7 Chestnut St, Pepperell, MA 01463 Property Records

Middlesex County and Pepperell Town property record for 7 Chestnut St, Pepperell, MA 01463

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,039 sqft · built 1995
Lot Size	1.83 acres (80,020 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (Jul 2020)
Tax Bill	$6,869 (2026)
Deeds & Mortgages	Jul 2025 Line of Credit Jul 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`PEPP M:0013 B:0109 L:00000`

Property Details

APN / Parcel Number

Primary APN	`PEPP M:0013 B:0109 L:00000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,039 sqft Living Area
Gross Area	4,429 sqft
Basement Area	930 sqft
Unfinished Basement	930 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	80,020 sqft (1.83 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	7 CHESTNUT ST
City	PEPPERELL
State	MA
Zip	01463-1013
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RUR
Legal Block	109
Jurisdiction	PEPPERELL MA
Township / Civil Division	PEPPERELL
Census Block Group	2
Census Block	2014
Census Tract	327101

Owner

7 Chestnut St is owned and occupied by two individuals who bought it in July 2020.

Source: Middlesex County and Pepperell Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7 CHESTNUT ST, PEPPERELL, MA 01463-1013
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2025	Deed of Trust, Mortgage · Line of Credit DIGITAL FCU
Jul 15, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage SIERRA PACIFIC MORTGAGE CO INC
Oct 22, 2019	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI
Nov 7, 2017	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2020 · Amount on File
Deed Sale	Jul 15, 2020 · Amount on File
Prior Sale	Mar 19, 2012 · Amount on File
Deed Book / Page	75129 / 161
Prior Transfer Date	Jul 10, 2020
Prior Transfer Doc	75129-161
Record Updated	Oct 29, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEPPERELL MA
Property Address	7 CHESTNUT ST, PEPPERELL, MA 01463-1013
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	084375-563
Date	Jul 18, 2025
Book Page	84375/563
Instrument	84061

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	481 Months
Due	Aug 1, 2065

Interest

Rate Type	Adjustable Rate

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PEPPERELL MA
Recording Date	Jul 15, 2020
Property Address	7 CHESTNUT ST, PEPPERELL, MA 01463-1013
Document Number	75129-161
Book / Page	75129 / 161
Instrument Date	Jul 10, 2020
Instrument	114702
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7 CHESTNUT ST, PEPPERELL, MA 01463-1013

Mortgage

Document Number	114703
Date	Jul 15, 2020
Instrument	114703

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEPPERELL MA
Property Address	7 CHESTNUT ST, PEPPERELL, MA 01463-1013
Document Number	73624-367
Instrument Date	Oct 22, 2019
Transaction Type	Mortgage
Record Updated	Nov 26, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 CHESTNUT ST PEPPERELL MA 014631013, PEPPERELL, MA 01463-1013

Mortgage

Document Number	73624-367
Date	Nov 12, 2019
Book Page	073624/000367
Instrument	175673

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEPPERELL MA
Property Address	7 CHESTNUT ST, PEPPERELL, MA 01463-1013
Document Number	70326-21
Book / Page	070326 / 000021
Instrument Date	Nov 7, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	70326-21
Date	Dec 1, 2017
Book Page	070326/000021
Instrument	195869

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 7 Chestnut St was $6,869, down 4% from the year before.

Source: Middlesex County and Pepperell Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Pepperell Town
Unified School District	North Middlesex School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,869.00 (-4.04%)	$498,500 (+1.88%) Land $168,100 Building $330,400	$647,140 (-)
2025	$7,158.00 (+5.39%)	$489,300 (+3.38%) Land $168,100 Building $321,200	$647,140 (+35.67%)
2024	$6,792.00 (+1.95%)	$473,300 (+7.57%) Land $152,100 Building $321,200	$476,995
2023	$6,662.00	$440,000 Land $128,100 Building $311,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7 Chestnut St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Chestnut St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 99.7% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Chestnut St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures