7 Chestnut St, Naugatuck, CT 06770 Property Records

Naugatuck Borough property record for 7 Chestnut St, Naugatuck, CT 06770

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,814 sqft · built 1952
Lot Size0.87 acres (37,897 sqft)
Owner2 Individual Names on Record
Last Sale$275,000 (Jun 2021)
Tax Bill$7,592 (2026)
Deeds & MortgagesDec 2023 Mortgage
Jul 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN004-9910

Property Details

APN / Parcel Number

Primary APN004-9910
Alternative APNs
  • NAUG M:42-97W45-8
  • NAUG M:004 L:9910
  • AI12 97W45 8
  • 4-9910

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,814 sqft Living Area
Gross Area4,188 sqft
1st Floor Area1,814 sqft
Basement Area1,814 sqft
Unfinished Basement1,814 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area37,897 sqft (0.87 acres)
Garage TypeBasement
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number4-9910
Street Address7 CHESTNUT ST
CityNAUGATUCK
StateCT
Zip06770-2614
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeI2
Legal Lot Number9910
JurisdictionNAUGATUCK CT
Township / Civil DivisionNAUGATUCK
Census Block Group1
Census Block1010
Census Tract345400

Owner

Source: Naugatuck Borough records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address7 CHESTNUT ST, NAUGATUCK, CT 06770-2614
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 5, 2023Deed of Trust, Mortgage · FHA Mortgage
SECRETARY HOUSING URBAN DEVELOPMENT
Jul 21, 2021Deed of Trust, Mortgage · FHA Mortgage
EQUITY RESOURCES OHIO
Jun 15, 2021Warranty Deed, Transfer · FHA Mortgage
EQUITY RESOURCES OHIO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 15, 2021 · Amount on Record
Deed SaleJun 15, 2021 · Amount on Record
Prior SaleFeb 3, 2017 · Amount on Record
Deed Document Number20212562
Deed Book / Page1075 / 446
Record UpdatedOct 29, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNAUGATUCK CT
Property Address7 CHESTNUT ST, NAUGATUCK, CT 06770-2614
Transaction TypeMortgage
Record UpdatedDec 21, 2023
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001132-363
DateDec 5, 2023
Book Page1132/363
Instrument2023-3606
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term337 Months
DueJan 1, 2052

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNAUGATUCK CT
Property Address7 CHESTNUT ST, NAUGATUCK, CT 06770-2614
Transaction TypeMortgage
Record UpdatedSep 1, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001078-462
DateJul 21, 2021
Book Page1078/462
Instrument3224
Lender
NameEQUITY RESOURCES OHIO
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNAUGATUCK CT
Recording DateJun 15, 2021
Property Address7 CHESTNUT ST, NAUGATUCK, CT 06770-2614
Document Number001075-446
Book / Page1075 / 446
Instrument DateJun 14, 2021
Instrument2562
Transaction TypeTransfer
Record UpdatedSep 1, 2023

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7 CHESTNUT ST, NAUGATUCK, CT 06770-2614

Mortgage

Document Number0000002563
DateJun 15, 2021
Instrument2563
Lender
NameEQUITY RESOURCES OHIO
Agreement
TypeFHA Mortgage
AmountAmount Recorded

Mortgage

Document Number001075-459
DateJun 15, 2021
Book Page1075/459
Instrument2564
Lender
NameCONNECTICUT HOUSING FINANCE AUTHORITY
TypeGovernment Agency
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

Tax Assessment & Valuation

Source: Naugatuck Borough assessment roll, as of September 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County Subdivision / MunicipalityNaugatuck Borough
Unified School DistrictNaugatuck School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,592.00 (+1.63%)$187,740 (-) Land $37,380 Building $150,360$380,855 (+189.8%)
2025$7,470.00$187,740 (-) Land $37,380 Building $150,360$131,418 Land $26,166 Building $105,252
2024$7,470.00 (-11.08%)
2023$8,401.00 (+41.43%)$187,740 (+50.93%) Land $37,380 Building $150,360
2022$5,940.00$124,390 Land $39,920 Building $84,470

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCTWC - NAUGATUCK REGION-CENTRAL SYSTEM
private · serves 22,735 people · EPA ID CT0880011
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
GoNetspeed
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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