7 Chestnut St, Lexington, NC 27292 Property Records

Davidson County property record for 7 Chestnut St, Lexington, NC 27292

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,734 sqft · built 1923
Lot Size	0.267 acres (11,635 sqft)
Owner	Individual Name on File
Last Sale	$87,000 (Jun 2004)
Tax Bill	$1,682 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-051-0-00E-0002`

Property Details

APN / Parcel Number

Primary APN	`11-051-0-00E-0002`
Alternative APN	`9073291`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,734 sqft Total Area
1st Floor Area	1,240 sqft
Upper Floors Area	524 sqft
Basement Area	216 sqft
Unfinished Basement	216 sqft
Interior Walls	Plywood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1990
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,635 sqft (0.267 acres)
Lot Dimensions	179 ft deep x 65 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	464 sqft
Deck Area	258 sqft
Patio Area	258 sqft
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	9073291
Street Address	7 CHESTNUT ST
City	LEXINGTON
State	NC
Zip	27292-2311
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TN
Legal Description	P=3-109 BE L2 BK2180-448 HIL
Jurisdiction	DAVIDSON NC
Township / Civil Division	LEXINGTON
Census Block Group	1
Census Block	1030
Census Tract	61300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lexington Residential Historic District listed 2007 · 806 contributing resources · NRIS 07000350

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

7 Chestnut St is owned and occupied by an individual who bought it in June 2004.

Source: Davidson County records, as of October 16, 2026

Owner of Record	Individual Name on File
Mailing Address	7 CHESTNUT ST, LEXINGTON, NC 27292-2311
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2023	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Feb 17, 2022	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Jul 13, 2017	Loan Modification, Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2004 · Amount on File
Deed Sale	Jun 23, 2004 · Amount on File
Deed Book / Page	1533 / 118
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIDSON NC
Property Address	7 CHESTNUT ST, LEXINGTON, NC 27292-2311
Transaction Type	Mortgage
Record Updated	Oct 6, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 CHESTNUT ST, LEXINGTON, NC 27292-2311

Mortgage

Document Number	0026140996
Date	Aug 24, 2023
Book Page	2614/996
Instrument	2023015115

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	328 Months
Due	Dec 1, 2050

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIDSON NC
Property Address	7 CHESTNUT ST, LEXINGTON, NC 27292-2311
Transaction Type	Mortgage
Record Updated	Mar 11, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 CHESTNUT ST, LEXINGTON, NC 27292-2311

Mortgage

Document Number	0025312046
Date	Feb 17, 2022
Book Page	2531/2046
Instrument	2022000003788

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	346 Months
Due	Dec 1, 2050

July 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DAVIDSON NC
Property Address	7 CHESTNUT ST, LEXINGTON, NC 27292-2311
Document Number	0022790966
Instrument Date	Jul 13, 2017
Transaction Type	Mortgage
Record Updated	Aug 25, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 CHESTNUT ST LEXINGTON NC 272922311, LEXINGTON, NC 27292-2311

Mortgage

Document Number	0022790966
Date	Aug 4, 2017
Book Page	002279/000966
Instrument	16598

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 3, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 7 Chestnut St was $1,682.

Source: Davidson County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Davidson County
Municipality	Lexington City
Unified School District	Lexington City Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$129,410 (-)	$129,410 (-) Land $16,000 Building $113,410
2025	$1,682.00	$129,410	$129,410 Land $16,000 Building $113,410
2023	$1,695.00	$129,410	$129,410 Land $16,000 Building $113,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7 Chestnut St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Chestnut St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LEXINGTON serves 19,632 people · EPA ID NC0229010
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2019 Total trihalomethanes resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Windstream Cable · Fiber in parts of the area	1,000 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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