7 Chestnut, Lemont, IL 60439 Property Records

Cook County property record for 7 Chestnut, Lemont, IL 60439

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 3,186 sqft · built 1988
Lot Size	1.03 acres (45,084 sqft)
Owner	Individual Name on File
Last Sale	$430,000 (Dec 2014)
Tax Bill	$10,213 (2023)
Deeds & Mortgages	Jan 2024 Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22-25-104-007`

Property Details

APN / Parcel Number

Primary APN	`22-25-104-007`
Alternative APN	`22-25-104-007-0000`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,186 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Multi-Level
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Material	Other
Lot Area	45,084 sqft
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	7 CHESTNUT
City	LEMONT
State	IL
Zip	60439
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(EQUESTRIAN) ESTATES (UNIT8) A SUB OF PT OF THE WH OF THE NW SEC 25-37-11
Legal Range	11E
Legal Township	37N
Legal Section	25
Legal Subdivision	EQUESTRIAN ESTATES UNIT8
Legal Lot Number	117
Legal Unit	8
Jurisdiction	COOK IL
Township / Civil Division	LEMONT
Census Block Group	1
Census Block	1093
Census Tract	824004

Owner

7 Chestnut is owned by an individual who bought it in December 2014.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	7 CARRIAGE LN, LEMONT, IL 60439-9100
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2024	Deed of Trust, Mortgage · Conventional Mortgage SOUTHWEST AIRLINES FCU
Aug 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK
Nov 21, 2017	Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 2014 · Amount on File
Deed Sale	Dec 2, 2014 · Amount on File
Deed Document Number	201433023
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	7 CHESTNUT, LEMONT, IL 60439
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0001741272
Date	Jan 17, 2024
Instrument	2401741272

Lender

Name	SOUTHWEST AIRLINES FCU
Type	Credit Union
Address	DALLAS, TX 75235

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jan 1, 2034

Interest

Rate Type	Fixed Rate
Rate	5.5%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	7 CHESTNUT, LEMONT, IL 60439
Document Number	2028839205
Instrument Date	Aug 20, 2020
Transaction Type	Mortgage
Record Updated	Nov 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7 CARRIAGE LN LEMONT IL 604399100, LEMONT, IL 60439-9100

Mortgage

Document Number	2028839205
Date	Oct 14, 2020
Instrument	28839205

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 13, 2035

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	7 CHESTNUT, LEMONT, IL 60439
Document Number	1735642032
Instrument Date	Nov 21, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7 CARRIAGE LN LEMONT IL 604399100, LEMONT, IL 60439-9100

Mortgage

Document Number	1735642032
Date	Dec 22, 2017
Instrument	35642032

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 21, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Lemont Township
Elementary School District	Lemont-Bromberek Combined School District 113A (PK - 08)
Secondary School District	Lemont Township High School District 210 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$56,000 Land $14,652 Building $41,348	$560,000 Land $146,520 Building $413,480
2023	$10,213.00 (+20.82%)
2022	$8,453.00 Homeowner's exemption	$40,945 Land $12,398 Building $28,547	$409,450 Land $123,980 Building $285,470

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7 Chestnut in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Chestnut is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEMONT serves 18,513 people · EPA ID IL0311620
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	25 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2026 Lead public education Aug 2025
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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