East Lyme Town property record for 7 Cherry St, Niantic, CT 06357 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1920 |
| Square Footage | 1,967 sqft Living Area |
| Lot Size | 11,742 sqft (0.27 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $450,000 (2018) |
| Tax Bill | $12,525.00 (2025) |
| Primary APN | ELYM M:017.7 B:00020 L:00000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,967 sqft Living Area |
| Gross Area | 2,993 sqft Gross Area |
| 1st Floor | 1,413 sqft 1st Floor |
| Basement Area | 308 sqft Basement |
| Unfinished Basement | 308 sqft Unfinished |
| Stories | 2 Stories |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Bungalow Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 11,742 sqft (0.27 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Account Number | 6636 |
|---|---|
| Street Address | 7 CHERRY ST |
| City | NIANTIC |
| State | CT |
| Zip | 06357-2638 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 20 |
| Jurisdiction | EAST LYME CT |
| Minor Civil Division | EAST LYME |
| Census Blockgroup | 1 |
| Census Block | 1004 |
| Census Tract | 870704 |
Source: East Lyme Town records · APN ELYM M:017.7 B:00020 L:00000
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7 CHERRY ST, NIANTIC, CT 06357-2638 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 27, 2025 | Deed of Trust, Mortgage · Stand Alone Refinance CHARTER OAK FCU |
| Aug 02, 2022 | Deed of Trust, Mortgage · Second Mortgage to Cover Down Payment CHARTER OAK FCU |
| Jul 27, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance LOANDEPOT.COM LLC |
| May 08, 2018 | Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) JG WENTWORTH HM LNDG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 08, 2018 · Amount on Record |
| Deed Sale | May 08, 2018 · Amount on Record |
| Deed Book / Page | 996 / 143 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAST LYME CT |
| Property Address | 7 CHERRY ST, NIANTIC, CT 06357-2638 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2025 |
| Name | Verified Name |
|---|
| Document Number | 001119-176 |
|---|---|
| Date | Jan 27, 2025 |
| Book Page | 1119/176 |
| Instrument | 189 |
| Name | CHARTER OAK FCU |
|---|---|
| Type | Credit Union |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 289 Months |
| Due | Feb 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAST LYME CT |
| Property Address | 7 CHERRY ST, NIANTIC, CT 06357-2638 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001085-85 |
|---|---|
| Date | Aug 02, 2022 |
| Book Page | 1085/85 |
| Instrument | 2238 |
| Name | CHARTER OAK FCU |
|---|---|
| Type | Credit Union |
| Type | Second Mortgage to Cover Down Payment |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Sep 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAST LYME CT |
| Property Address | 7 CHERRY ST, NIANTIC, CT 06357-2638 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 001061-671 |
|---|---|
| Date | Jul 27, 2021 |
| Book Page | 1061/671 |
| Instrument | 2581 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EAST LYME CT |
| Recording Date | May 08, 2018 |
| Property Address | 7 CHERRY ST, NIANTIC, CT 06357-2638 |
| Document Number | 996-143 |
| Book / Page | 000996 / 000143 |
| Transaction Type | Transfer |
| Record Updated | Aug 08, 2018 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 996-146 |
|---|---|
| Date | May 08, 2018 |
| Book Page | 000996/000146 |
| Name | JG WENTWORTH HM LNDG |
|---|
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 07, 2048 |
Source: East Lyme Town records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | East Lyme Town |
| Unified School District | East Lyme School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,525.00 | $447,160 (-) Land $321,440 Building $125,720 | $313,012 Land $225,008 Building $88,004 |
| 2024 | $12,525.00 (+12.58%) | ||
| 2023 | $11,125.00 (+4.36%) | $447,160 (-) Land $321,440 Building $125,720 | |
| 2022 | $10,660.00 | $447,160 Land $321,440 Building $125,720 |
Source: FEMA National Flood Hazard Layer, County delivery 09011C updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone VE, within 100 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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