7 Chatham Ln, Waltham, MA 02452 Property Records

Middlesex County and Waltham City property record for 7 Chatham Ln, Waltham, MA 02452

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,680 sqft · built 1968
Lot Size	0.344 acres (15,002 sqft)
Owner	2 Individual Names on Record
Last Sale	$837,500 (Jun 2014)
Tax Bill	$11,938 (2026)
Deeds & Mortgages	Apr 2021 Refinance Mar 2022 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`22184`

Property Details

APN / Parcel Number

Primary APN	`22184`
Alternative APN	`WALT M:034 B:003 L:0011`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,680 sqft Living Area
Gross Area	4,614 sqft
Basement Area	1,616 sqft
Unfinished Basement	1,616 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,002 sqft (0.344 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	22184
Street Address	7 CHATHAM LN
City	WALTHAM
State	MA
Zip	02452-4703
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Block	3
Legal Lot Number	11
Jurisdiction	WALTHAM MA
Township / Civil Division	WALTHAM
Census Block Group	3
Census Block	3014
Census Tract	368901

Owner

Source: Middlesex County and Waltham City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7 CHATHAM LN, WALTHAM, MA 02452-4703
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ENVISION BANK
Mar 30, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA
Sep 25, 2017	Deed of Trust, Mortgage · Line of Credit EASTERN BANK
Aug 24, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance ENVISION BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2014 · Amount on Record
Deed Sale	Jun 26, 2014 · Amount on Record
Prior Sale	Nov 7, 2005 · Amount on Record
Deed Book / Page	63816 / 24
Transfer Doc	0063816-24
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTHAM MA
Property Address	7 CHATHAM LN, WALTHAM, MA 02452-4703
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	077659-560
Date	Apr 30, 2021
Book Page	77659/560
Instrument	98692

Lender

Name	ENVISION BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTHAM MA
Property Address	7 CHATHAM LN, WALTHAM, MA 02452-4703
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	079901-217
Date	Mar 30, 2022
Book Page	79901/217
Instrument	47613

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTHAM MA
Property Address	7 CHATHAM LN, WALTHAM, MA 02452-4703
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	69979-441
Date	Sep 25, 2017
Book Page	69979/441
Instrument	155010

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTHAM MA
Property Address	7 CHATHAM LN, WALTHAM, MA 02452-4703
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	75438-515
Date	Aug 24, 2020
Book Page	75438/515
Instrument	145036

Lender

Name	ENVISION BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Middlesex County and Waltham City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Waltham City
Unified School District	Waltham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,938.00 (+7.98%)	$1,156,800 (+2.74%) Land $558,000 Building $598,800	$1,323,899 (-7.4%)
2025	$11,056.00 (+4.81%)	$1,125,900 (+2.89%) Land $519,300 Building $606,600	$1,429,655 (+1.7%)
2024	$10,549.00 (+1.12%)	$1,094,300 (+8.25%) Land $495,000 Building $599,300	$1,405,715
2023	$10,432.00	$1,010,900 Land $450,000 Building $560,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Feb 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALTHAM WATER DEPARTMENT serves 65,218 people · EPA ID MA3308000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jun 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50

May also be available: T-Mobile.

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