7 Chase St, Worcester, NY 12197 Property Records

Otsego County and Worcester Town property record for 7 Chase St, Worcester, NY 12197

Property Summary

Property Type	Single Family Home
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$57,900 (Jun 2018)
Tax Bill	$2,702 (2025)
Deeds & Mortgages	May 2021 Refinance May 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`366600 199.18-3-48.00`

Property Details

APN / Parcel Number

Primary APN	`366600 199.18-3-48.00`
Alternative APNs	`660019901800030480000000` `480526152`

Exterior

Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	140 ft deep x 75 ft wide

Location & Zoning

Account Number	480526152
Street Address	7 CHASE ST
City	WORCESTER
State	NY
Zip	12197-1912
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RHD
Legal Block	3
Legal Lot Number	48.000
Jurisdiction	OTSEGO NY
Township / Civil Division	WORCESTER
Census Block Group	3
Census Block	3001
Census Tract	590702

Owner

Source: Otsego County and Worcester Town assessment roll, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	7 CHASE ST, WORCESTER, NY 12197-1912
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance WAYNE BANK
May 20, 2020	Deed of Trust, Mortgage · Line of Credit WAYNE BK
Jun 25, 2018	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 25, 2018 · Amount on Record
Deed Sale	Jun 25, 2018 · Amount on Record
Deed Document Number	20182793
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTSEGO NY
Property Address	7 CHASE ST, WORCESTER, NY 12197-1912
Transaction Type	Mortgage
Record Updated	Jun 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	606
Date	May 11, 2021
Instrument	2021-2606

Lender

Name	WAYNE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2036

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTSEGO NY
Property Address	7 CHASE ST, WORCESTER, NY 12197-1912
Document Number	0000002285
Instrument Date	May 20, 2020
Transaction Type	Mortgage
Record Updated	Jul 14, 2020
Title Company	TIGER ABSTRACT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 CHASE ST EAST WORCESTER NY 12064, EAST WORCESTER, NY 12064

Mortgage

Document Number	0000002285
Date	Jun 9, 2020
Instrument	2285

Lender

Name	WAYNE BK
Type	Bank
Address	STAMFORD, NY 12167

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 8, 2040

Interest

Rate Type	Adjustable Rate

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OTSEGO NY
Recording Date	Jun 25, 2018
Property Address	7 CHASE ST, WORCESTER, NY 12197-1912
Document Number	0000002793
Instrument Date	Jun 11, 2018
Instrument	2793
Transaction Type	Transfer
Record Updated	Jan 15, 2019

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 CHASE ST WORCESTER NY 121971912, WORCESTER, NY 12197-1912

Tax Assessment & Valuation

Source: Otsego County and Worcester Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Otsego County
County Subdivision	Worcester Town
Unified School District	Worcester Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,702.00	$45,700 (-) Land $10,000 Building $35,700	$111,192 (+11.92%) Land $24,331 Building $86,861
2023		$45,700 Land $10,000 Building $35,700	$99,348 Land $21,739 Building $77,609

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER WD #2 - WORCESTER serves 656 people · EPA ID NY3800160
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Failure to filter resolved · Jan 2015
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Chase St

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