7 Charter Oak Rd, Clementon, NJ 08021 Property Records

Camden County and Gloucester Township property record for 7 Charter Oak Rd, Clementon, NJ 08021

Property Summary

Property Type	Single Family Home
Details	2,290 sqft · built 1975
Lot Size	0.215 acres (9,374 sqft)
Owner	Individual Name on File
Last Sale	$510,000 (Mar 2026)
Tax Bill	$10,112 (2025)
Deeds & Mortgages	May 2021 Mortgage Aug 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`15-11102-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`15-11102-0000-00003`
Alternative APNs	`151110200003` `00121410`

Interior

Building Area	2,290 sqft Living Area

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Lot Area	9,374 sqft (0.215 acres)
Lot Dimensions	125 ft deep x 75 ft wide

Location & Zoning

Account Number	00121410
Street Address	7 CHARTER OAK RD
City	CLEMENTON
State	NJ
Zip	08021-5330
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	MILLBRIDGE
Legal Block	11102
Legal Lot Number	3
Jurisdiction	CAMDEN NJ
Township / Civil Division	GLOUCESTER
Census Block Group	2
Census Block	2017
Census Tract	608209

Owner

7 Charter Oak Rd is owned and occupied by an individual who bought it in March 2026.

Source: Camden County and Gloucester Township records, as of August 21, 2026

Owner of Record	Individual Name on File
Mailing Address	7 CHARTER OAK RD, CLEMENTON, NJ 08021-5330
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 4, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Aug 23, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jun 25, 2025	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Mar 25, 2026	Deed, Transfer · FHA Mortgage T2 FINANCIAL LLC
Oct 31, 2025	Deed, Construction Loan · Construction Mortgage KIAVI FUNDING INC
Aug 14, 2019	Grant Deed, Transfer · FHA Mortgage JG WENTWORTH HM LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 25, 2026 · Amount on File
Deed Sale	Mar 25, 2026 · Amount on File
Prior Sale	Oct 31, 2025 · Amount on File
Deed Document Number	202619030
Deed Book / Page	13052 / 204
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMDEN NJ
Property Address	7 CHARTER OAK RD, CLEMENTON, NJ 08021-5330
Transaction Type	Mortgage
Record Updated	Apr 9, 2026
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042037
Date	May 4, 2021
Book Page	11715/474
Instrument	2021042037

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	340 Months
Due	Sep 1, 2049

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMDEN NJ
Property Address	7 CHARTER OAK RD, CLEMENTON, NJ 08021-5330
Transaction Type	Mortgage
Record Updated	Apr 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 CHARTER OAK RD, CLEMENTON, NJ 08021-5330

Mortgage

Document Number	0000052838
Date	Aug 23, 2023
Book Page	12415/1057
Instrument	2023052838

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	CORAOPOLIS, PA 15108

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	313 Months
Due	Sep 1, 2049

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMDEN NJ
Property Address	7 CHARTER OAK RD, CLEMENTON, NJ 08021-5330
Transaction Type	Mortgage
Record Updated	Apr 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 CHARTER OAK RD, CLEMENTON, NJ 08021-5330

Mortgage

Document Number	0000038734
Date	Jun 25, 2025
Book Page	12851/1566
Instrument	2025038734

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	480 Months
Due	Jun 1, 2065

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CAMDEN NJ
Recording Date	Mar 25, 2026
Property Address	7 CHARTER OAK RD, CLEMENTON, NJ 08021-5330
Document Number	0000019030
Book / Page	13052 / 204
Instrument Date	Mar 9, 2026
Instrument	2026019030
Transaction Type	Transfer
Record Updated	Apr 9, 2026
Title Company	SPIRE ABSTRACT LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,271.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	114 VINE AVE, LAKEWOOD, NJ 08701-4238

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	7 CHARTER OAK RD, CLEMENTON, NJ 08021-5330

Mortgage

Document Number	0013052210
Date	Mar 25, 2026
Instrument	13052/210

Lender

Name	T2 FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

Mortgage

Document Number	0000019032
Date	Mar 25, 2026
Book Page	13052/224
Instrument	2026019032

Lender

Name	T2 FINANCIAL LLC
Type	Mortgage Company
Address	WESTERVILLE, OH 43082

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Apr 4, 2036

October 2025: Deed, Construction Loan

Document Type	Deed
Jurisdiction	CAMDEN NJ
Recording Date	Oct 31, 2025
Property Address	7 CHARTER OAK RD, CLEMENTON, NJ 08021-5330
Document Number	0000068723
Book / Page	12951 / 1371
Instrument Date	Oct 17, 2025
Instrument	2025068723
Transaction Type	Construction Loan
Record Updated	Nov 13, 2025
Title Company	PITTMAN TITLE & ESCROW

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,769.60
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1169 E NEW YORK AVE # AVE1D, AVE1D, BROOKLYN, NY 11212-3881

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 VINE AVE, LAKEWOOD, NJ 08701-4238
Investor	Possibly a Property Investor

Mortgage

Document Number	0129511379
Date	Oct 31, 2025
Instrument	12951/1379

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount on Record

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CAMDEN NJ
Recording Date	Aug 14, 2019
Property Address	7 CHARTER OAK RD, CLEMENTON, NJ 08021-5330
Document Number	0000054895
Book / Page	011190 / 000339
Instrument Date	Jun 11, 2019
Instrument	54895
Transaction Type	Transfer
Record Updated	Aug 27, 2019
Title Company	FOUNDATION TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$249.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	7 CHARTER OAK RD CLEMENTON NJ 080215330, CLEMENTON, NJ 08021-5330

Mortgage

Document Number	54896
Date	Aug 14, 2019
Book Page	011190/000345
Instrument	54896

Lender

Name	JG WENTWORTH HM LNDG
Address	WOODBRIDGE, VA 22192

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 13, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 7 Charter Oak Rd was $10,112, up 2.1% from the year before.

Source: Camden County and Gloucester Township assessment roll, as of July 1, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Camden County
County Subdivision	Gloucester Township
Secondary School District	Black Horse Pike Regional School District (09 - 12)
Elementary School District	Gloucester Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$230,400 (-) Land $55,000 Building $175,400	$230,400 (-) Land $55,000 Building $175,400
2025	$10,112.00 (+2.07%)	$230,400 Land $55,000 Building $175,400	$230,400 Land $55,000 Building $175,400
2024	$9,907.00
2023		$230,400 Land $55,000 Building $175,400	$230,400 Land $55,000 Building $175,400
2022	$9,540.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 7 Charter Oak Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Charter Oak Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA NJ - BLACKWOOD private · serves 44,396 people · EPA ID NJ0415002
Water Source	Purchased surface water from NJ AMERICAN WATER - WESTERN
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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