Middlesex County and North Reading Town property record for 7 Charles St, North Reading, MA 01864
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,264 sqft · built 1959 |
| Lot Size | 0.56 acres (24,394 sqft) |
| Owner | Company Name on Record |
| Last Sale | $577,500 (Feb 2026) |
| Tax Bill | $7,794 (2026) |
| Deeds & Mortgages | Feb 2026 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | M:45-P:032 |
| Primary APN | M:45-P:032 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,264 sqft Living Area |
| 1st Floor Area | 1,264 sqft |
| Basement Area | 1,024 sqft |
| Unfinished Basement | 424 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 24,394 sqft (0.56 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 7 CHARLES ST |
|---|---|
| City | NORTH READING |
| State | MA |
| Zip | 01864-1502 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Lot Number | 32.0 |
| Jurisdiction | NORTH READING MA |
| Township / Civil Division | NORTH READING |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 330101 |
Source: Middlesex County and North Reading Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1500 WEST DR # 170, 170, WESTBOROUGH, MA 01581 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 13, 2026 · Amount on Record |
| Deed Sale | Feb 13, 2026 · Amount on Record |
| Prior Sale | Dec 14, 2007 · Amount on Record |
| Deed Book / Page | 85231 / 375 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NORTH READING MA |
| Recording Date | Feb 13, 2026 |
| Property Address | 7 CHARLES ST, NORTH READING, MA 01864-1502 |
| Document Number | 085231-375 |
| Book / Page | 85231 / 375 |
| Instrument Date | Feb 13, 2026 |
| Instrument | 16769 |
| Transaction Type | Transfer |
| Record Updated | Mar 4, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1500 WEST DR #170 # 170, 170, WESTBOROUGH, MA 01581 |
| Document Number | 0085232-97 |
|---|---|
| Date | Feb 13, 2026 |
| Book Page | 85232/97 |
| Instrument | 16836 |
| Name | BANKNEWPORT |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Middlesex County and North Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | North Reading Town |
| Unified School District | North Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,794.00 (+2.32%) | $598,600 (+2.64%) Land $400,400 Building $198,200 | $697,759 |
| 2025 | $7,617.00 (+2.72%) | $583,200 (+3.9%) Land $385,000 Building $198,200 | |
| 2024 | $7,415.00 (+3.65%) | $561,300 (+9.76%) Land $363,100 Building $198,200 | |
| 2023 | $7,154.00 | $511,400 Land $333,500 Building $177,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH READING WATER DEPT. serves 16,379 people · EPA ID MA3213000 |
|---|---|
| Water Source | Purchased surface water from ANDOVER WATER DEPT |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | Coliform assessment Aug 2019 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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