7 Charles St, Newburgh, NY 12550 Property Records

Orange County and Newburgh Town property record for 7 Charles St, Newburgh, NY 12550

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,344 sqft · built 1989
Lot Size0.47 acres (20,473 sqft)
OwnerIndividual Name on File
Last Sale$450,000 (May 2026)
Tax Bill$6,131 (2025)
Deeds & MortgagesMay 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN334600 53-1-7.2

Property Details

APN / Parcel Number

Primary APN334600 53-1-7.2
Alternative APNs
  • 460005300000010072000000
  • 53-1-7.2

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,344 sqft Living Area
Gross Area1,384 sqft
1st Floor Area1,344 sqft

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area20,473 sqft (0.47 acres)
Lot Dimensions102 ft deep x 218 ft wide
PorchCovered Porch
Porch Area136 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerConnected

Location & Zoning

Account Number53-1-7.2
Street Address7 CHARLES ST
CityNEWBURGH
StateNY
Zip12550-1544
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 2 SCHOONMAKER SUB MAP 9445
Legal SubdivisionSCHOONMAKER
Legal Block1
Legal Lot Number7.200
JurisdictionORANGE NY
Township / Civil DivisionNEWBURGH
Census Block Group1
Census Block1022
Census Tract10502

Owner

7 Charles St is owned and occupied by an individual who bought it in May 2026.

Source: Orange County and Newburgh Town records, as of June 2, 2026

Owner of RecordIndividual Name on File
Mailing Address520 W ONE HUNDRED FIFTY EIGHTH ST # 5A, 5A, NEW YORK, NY 10032
OccupancyOwner Occupied
Owner TypeIndividual
VestingIndividual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 7, 2026 · Amount on File
Deed SaleMay 7, 2026 · Amount on File
Deed Document Number202633755
Deed Book / Page15891 / 986
Record UpdatedSep 20, 2026

May 2026: Deed, Transfer

Document TypeDeed
JurisdictionORANGE NY
Recording DateMay 7, 2026
Property Address7 CHARLES ST, NEWBURGH, NY 12550-1544
Document Number0000033755
Book / Page15891 / 986
Instrument DateApr 27, 2026
Instrument2026.33755
Transaction TypeTransfer
Record UpdatedMay 28, 2026
Title CompanyASSURANCE ABSTRACT AND TITLE SERVICES LLC, ASSURANCE ABSTRACT & TITLE S

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

DateMay 7, 2026
Lender
NamePENNYMAC LOAN SERVICES LLC
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Interest
Rate6.38%
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 7 Charles St was $6,131 with a veteran's exemption, up 4.4% from the year before.

Source: Orange County and Newburgh Town assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOrange County
County SubdivisionNewburgh Town
Unified School DistrictNewburgh City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,131.00 (+4.41%)$55,900 Land $5,300 Building $50,600$323,100
2024$5,872.00
2023$55,900 (-) Land $5,300 Building $50,600$258,900 (+14.41%) Land $24,547 Building $234,353
2022$55,900 Land $5,300 Building $50,600$226,300 Land $21,456 Building $204,844

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7 Charles St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Nearby Flood Policies10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Charles St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Spectrum
Cable
1,000 / 1,000

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