Monmouth County and Aberdeen Township property record for 7 Charles St, Matawan, NJ 07747
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,611 sqft · built 1978 |
| Lot Size | 0.23 acres (10,001 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $258,000 (Aug 2002) |
| Tax Bill | $10,178 (2025) |
| Deeds & Mortgages | Jan 2023 Second Mortgage Mar 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-00140-0000-00002-02 |
| Primary APN | 01-00140-0000-00002-02 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,611 sqft Living Area |
| 1st Floor Area | 2,611 sqft |
| Upper Floors Area | 897 sqft |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Split Level |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 10,001 sqft (0.23 acres) |
| Lot Dimensions | 100 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Deck Area | 120 sqft |
| Patio Area | 192 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Old Parcel Number | 01001400000000022 |
|---|---|
| Street Address | 7 CHARLES ST |
| City | MATAWAN |
| State | NJ |
| Zip | 07747-2423 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF10 |
| Legal Subdivision | WOODFIELD |
| Legal Block | 140 |
| Legal Lot Number | 2.2 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | ABERDEEN |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 802900 |
Source: Monmouth County and Aberdeen Township records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7 CHARLES ST, MATAWAN, NJ 07747-2423 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 31, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PROPONENT FCU |
| Mar 8, 2017 | Grant Deed, Transfer · Conventional with PMI PROPONENT FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 30, 2002 · Amount on Record |
| Deed Sale | Aug 30, 2002 · Amount on Record |
| Prior Sale | Oct 25, 2001 · Amount on Record |
| Deed Book / Page | 8141 / 3557 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 7 CHARLES ST, MATAWAN, NJ 07747-2423 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0096327860 |
|---|---|
| Date | Jan 31, 2023 |
| Book Page | 9632/7860 |
| Instrument | 2023007372 |
| Name | PROPONENT FCU |
|---|---|
| Type | Credit Union |
| Address | NUTLEY, NJ 07110 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 15, 2043 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Mar 8, 2017 |
| Property Address | 7 CHARLES ST, MATAWAN, NJ 07747-2423 |
| Document Number | 0000024302 |
| Book / Page | 009216 / 000940 |
| Instrument Date | Feb 22, 2017 |
| Instrument | 24302 |
| Transaction Type | Transfer |
| Record Updated | Apr 19, 2017 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $330.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7 CHARLES ST ABERDEEN NJ 077472423, ABERDEEN, NJ 07747-2423 |
| Document Number | 24303 |
|---|---|
| Date | Mar 8, 2017 |
| Book Page | 009216/000995 |
| Instrument | 24303 |
| Name | PROPONENT FCU |
|---|---|
| Type | Credit Union |
| Address | NUTLEY, NJ 07110 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 7, 2047 |
Source: Monmouth County and Aberdeen Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Aberdeen Township |
| Unified School District | Matawan-Aberdeen Regional School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $556,100 (+6.59%) Land $313,800 Building $242,300 | $556,100 (+6.59%) Land $313,800 Building $242,300 | |
| 2025 | $10,178.00 (+7.89%) | $521,700 (+16.84%) Land $281,600 Building $240,100 | $521,700 (+16.84%) Land $281,600 Building $240,100 |
| 2024 | $9,434.00 (-11.53%) | ||
| 2023 | $446,500 Land $216,400 Building $230,100 | $446,500 Land $216,400 Building $230,100 | |
| 2022 | $10,664.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 57% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MATAWAN BOROUGH WATER DE serves 9,084 people · EPA ID NJ1329001 |
|---|---|
| Water Source | Purchased surface water from NJ AMERICAN WATER - COASTAL NORTH |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2022 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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