7 Charles Ln, Amherst, MA 01002 Property Records

Hampshire County and Amherst Town City property record for 7 Charles Ln, Amherst, MA 01002

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,728 sqft · built 1991
Lot Size	0.237 acres (10,316 sqft)
Owner	2 Individual Names on File
Last Sale	$125,000 (Jul 1994)
Tax Bill	$80 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit
APN	`13B000048`

Property Details

APN / Parcel Number

Primary APN	`13B000048`
Alternative APN	`AMHE M:0013B B:0000 L:0048`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,728 sqft Living Area
Gross Area	3,612 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Other
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,316 sqft (0.237 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	13B000048
Street Address	7 CHARLES LN
City	AMHERST
State	MA
Zip	01002-3801
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	48
Jurisdiction	AMHERST MA
Township / Civil Division	AMHERST TOWN
Census Block Group	7
Census Block	7010
Census Tract	820500

Owner

Source: Hampshire County and Amherst Town City records · APN 13B000048

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	7 CHARLES LN, AMHERST, MA 01002-3801
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 22, 1994 · Amount on Record
Deed Sale	Jul 22, 1994 · Amount on Record
Record Updated	Jun 08, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMHERST MA
Property Address	7 CHARLES LN, AMHERST, MA 01002-3801
Transaction Type	Mortgage
Record Updated	Sep 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014947-63
Date	Aug 30, 2023
Book Page	14947/63
Instrument	13333

Lender

Name	UMASS/FIVE COLLEGE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Sep 01, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hampshire County and Amherst Town City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
Municipality	Amherst Town City
County	Hampshire County
Elementary School District	Amherst School District (PK - 06)
Secondary School District	Amherst-Pelham School District (07 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$80.00 (-98.95%)	$449,800 (+9.33%) Land $201,500 Building $248,300	$461,605
2024	$7,615.00 (+4.37%)	$411,400 (+13.33%) Land $190,100 Building $221,300
2023	$7,296.00	$363,000 Land $172,800 Building $190,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250158205007, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Spectrum.

Based on FCC filings for 106 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MA1008000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	AMHERST DPW WATER DIVISION serves 39,263 people
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Sep 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.