Allegany County and Cuba Town property record for 7 Chamberlain St, Cuba, NY 14727
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,152 sqft · built 1880 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $63,000 (Aug 2020) |
| Tax Bill | $3,048 (2026) |
| Deeds & Mortgages | Aug 2020 Mortgage Nov 2019 Mortgage |
| APN | 024801 179.7-1-31 |
| Primary APN | 024801 179.7-1-31 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,152 sqft Living Area |
| 1st Floor Area | 576 sqft |
| 2nd Floor Area | 576 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 6,534 sqft (0.15 acres) |
| Lot Dimensions | 156 ft deep x 38.2 ft wide |
| Garage Type | Detached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00000000417 |
|---|---|
| Street Address | 7 CHAMBERLAIN ST |
| City | CUBA |
| State | NY |
| Zip | 14727-1401 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GL 44 |
| Legal Block | 1 |
| Legal Lot Number | 31.000 |
| Jurisdiction | ALLEGANY NY |
| Township / Civil Division | CUBA |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 950500 |
Source: Allegany County and Cuba Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7 CHAMBERLAIN ST, CUBA, NY 14727-1401 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 14, 2020 | Warranty Deed, Transfer · FHA Mortgage WELLS FARGO BK |
| Nov 15, 2019 | Deed of Trust, Mortgage · Conventional with PMI COMMUNITY BK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 14, 2020 · Amount on Record |
| Deed Sale | Aug 14, 2020 · Amount on Record |
| Prior Sale | Jul 24, 2002 · Amount on Record |
| Deed Document Number | 20208989 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEGANY NY |
| Recording Date | Aug 14, 2020 |
| Property Address | 7 CHAMBERLAIN ST, CUBA, NY 14727-1401 |
| Document Number | 0000008989 |
| Instrument Date | Apr 6, 2020 |
| Instrument | 8989 |
| Transaction Type | Transfer |
| Record Updated | Sep 8, 2020 |
| Title Company | STEWART TITLE, STEWART TITLE INSURANCE CO |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 43 MEDBURY AVE CUBA NY 147271139, CUBA, NY 14727-1139 |
| Document Number | 8990 |
|---|---|
| Date | Aug 14, 2020 |
| Instrument | 8990 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 13, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGANY NY |
| Property Address | 7 CHAMBERLAIN ST, CUBA, NY 14727-1401 |
| Document Number | 0000005153 |
| Instrument Date | Nov 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2019 |
| Title Company | ALLEGANY ABSTRACT COMPANY, ALLEGANY ABS CO |
| Name | Verified Name |
|---|---|
| Address | 7 CHAMBERLAIN ST CUBA NY 147271401, CUBA, NY 14727-1401 |
| Document Number | 0000005153 |
|---|---|
| Date | Nov 26, 2019 |
| Instrument | 5153 |
| Name | COMMUNITY BK NA |
|---|---|
| Address | OLEAN, NY 14760 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 25, 2039 |
Source: Allegany County and Cuba Town assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Allegany County |
| County Subdivision | Cuba Town |
| Municipality | Cuba Village |
| Unified School District | Cuba-Rushford Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,048.00 (+38.67%) | ||
| 2025 | $2,198.00 | $49,000 (-30.99%) Land $6,000 Building $43,000 | $50,000 (-29.58%) Land $6,122 Building $43,878 |
| 2023 | $71,000 Land $6,700 Building $64,300 | $71,000 Land $6,700 Building $64,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (2003–2016) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2016 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CUBA VILLAGE PUBLIC WATER serves 1,800 people · EPA ID NY0200317 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead public education Feb 2023 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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