Flagler County property record for 7 Central Ave, Palm Coast, FL 32137
| Property Type | Vacant Land |
|---|---|
| Lot Size | 0.393 acres (17,141 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $153,000 (Jan 2021) |
| Tax Bill | $2,732 (2025) |
| Deeds & Mortgages | May 2022 Mortgage Jan 2021 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 39-10-31-4250-00130-0010 |
| Primary APN | 39-10-31-4250-00130-0010 |
|---|
| Lot Area | 17,141 sqft (0.393 acres) |
|---|
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 7 CENTRAL AVE |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32137-2446 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Local Zoning Code | R-1 |
| Legal Description | 2ND ADDITION MARINELAND ACRES BLOCK 13 LOT 1 OR BOOK 101 PAGE 128 OR 141 PG 37 OR 166 PG 63 OR 201 PG 18 OR 856 PG 542-DC OR |
| Legal Range | 31E |
| Legal Township | 10S |
| Legal Section | 39 |
| Legal Subdivision | MARINELAND ACRES |
| Legal Block | 13 |
| Legal Lot Number | 1 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | FLAGLER BEACH |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 60106 |
Source: Flagler County records, as of December 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 25 NANTUCKET DR, PALM COAST, FL 32137-2530 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 20, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA |
| Jan 4, 2021 | Warranty Deed, Transfer · Conventional Mortgage FIRST FLORIDA CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 4, 2021 · Amount on Record |
| Deed Sale | Jan 4, 2021 · Amount on Record |
| Prior Sale | Oct 9, 2002 |
| Deed Document Number | 2021000073 |
| Deed Book / Page | 2512 / 351 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 7 CENTRAL AVE, PALM COAST, FL 32137-2446 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2525 COLLEGE ST 2302, 2302, JACKSONVILLE, FL 32204-3599 |
| Document Number | 0026890987 |
|---|---|
| Date | May 20, 2022 |
| Book Page | 2689/987 |
| Instrument | 2022026393 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 379 Months |
| Due | Dec 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | Dec 1, 2028 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 5.5% |
| Index | Other |
| Margin | 3 |
| Max Rate | 8.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Jan 4, 2021 |
| Property Address | 7 CENTRAL AVE, PALM COAST, FL 32137-2446 |
| Document Number | 0025120351 |
| Book / Page | 2512 / 351 |
| Map Reference | MB 5 PG 60 |
| Instrument Date | Dec 21, 2020 |
| Instrument | 2021000073 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | HERITAGE TITLE AND ESCROW, HERITAGE TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,071.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 731 CAMINO LAKES CIR, 731, BOCA RATON, FL 33486-6961 |
| Name | Verified Name |
|---|---|
| Address | 2525 COLLEGE ST, JACKSONVILLE, FL 32204-3592 |
| Document Number | 0002512354 |
|---|---|
| Date | Jan 4, 2021 |
| Instrument | 2512/354 |
| Name | FIRST FLORIDA CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Dec 20, 2035 |
Source: Flagler County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,732.00 (+8.89%) | $200,000 (+25%) Land $200,000 | $200,000 (+25%) Land $200,000 |
| 2023 | $2,509.00 (+4.28%) | $160,000 (-) Land $160,000 | $160,000 (-) Land $160,000 |
| 2022 | $2,406.00 | $160,000 Land $160,000 | $160,000 Land $160,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 627 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1,191 units insured incl. 564 condo units |
| Nearby Flood Claims | 121 (2004–2024) |
| Claims Outside the SFHA | 15 of 121 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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