7 Central Ave, Caldwell, NJ 07006 Property Records

Essex County and Caldwell Borough property record for 7 Central Ave, Caldwell, NJ 07006

Property Summary

Property Type	Single Family Home
Details	1,299 sqft · built 1900
Lot Size	0.083 acres (3,630 sqft)
Owner	2 Individual Names on Record
Last Sale	$605,000 (Aug 2026)
Tax Bill	$10,374 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Feb 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-00036-0000-00007`

Property Details

APN / Parcel Number

Primary APN	`03-00036-0000-00007`
Alternative APNs	`030003600007` `00000854`

Interior

Building Area	1,299 sqft Living Area
Gross Area	1,047 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	3,630 sqft (0.083 acres)
Lot Dimensions	121 ft deep x 30 ft wide

Location & Zoning

Account Number	00000854
Street Address	7 CENTRAL AVE
City	CALDWELL
State	NJ
Zip	07006-4801
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Description	30X121 IRR
Legal Block	36
Legal Lot Number	7
Jurisdiction	ESSEX NJ
Township / Civil Division	CALDWELL
Census Block Group	1
Census Block	1004
Census Tract	21701

Owner

Source: Essex County and Caldwell Borough records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7 CENTRAL AVE, CALDWELL, NJ 07006-4801
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2026	Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 3, 2020	Grant Deed, Transfer · FHA Mortgage PLATINUM MTG
May 24, 2019	Grant Deed, Transfer · Conventional with PMI FIRST SECOND MTG/NJ

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2026 · Amount on Record
Deed Sale	Aug 13, 2026 · Amount on Record
Prior Sale	Feb 3, 2020 · Amount on Record
Deed Document Number	202653732
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Aug 13, 2026
Property Address	7 CENTRAL AVE, CALDWELL, NJ 07006-4801
Document Number	0000053732
Instrument Date	Jul 23, 2026
Instrument	202653732
Transaction Type	Transfer
Record Updated	Sep 3, 2026
Title Company	TRUE NORTH TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$61,105.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 CENTRAL AVE, CALDWELL, NJ 07006-4801

Mortgage

Document Number	0000053733,
Date	Aug 13, 2026
Instrument	202653733

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Feb 3, 2020
Property Address	7 CENTRAL AVE, CALDWELL, NJ 07006-4801
Document Number	0000012653
Instrument Date	Dec 30, 2019
Instrument	12653
Transaction Type	Transfer
Record Updated	Feb 24, 2020
Title Company	TWO RIVERS TITLE COMPANY LLC, TWO RIVERS TITLE CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 CENTRAL AVE CALDWELL NJ 070064801, CALDWELL, NJ 07006-4801

Mortgage

Document Number	12654
Date	Feb 3, 2020
Instrument	12654

Lender

Name	PLATINUM MTG
Type	Mortgage Company
Address	STATEN ISLAND, NY 10305

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 2, 2050

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	May 24, 2019
Property Address	7 CENTRAL AVE, CALDWELL, NJ 07006-4801
Document Number	0000048362
Instrument Date	Apr 4, 2019
Instrument	48362
Transaction Type	Transfer
Record Updated	Jun 19, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$295.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7 CENTRAL AVE CALDWELL NJ 070064801, CALDWELL, NJ 07006-4801

Mortgage

Document Number	48363
Date	May 24, 2019
Instrument	48363

Lender

Name	FIRST SECOND MTG/NJ
Type	Mortgage Company
Address	CRESSKILL, NJ 07626

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 23, 2049

Tax Assessment & Valuation

Source: Essex County and Caldwell Borough assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
Municipality	Caldwell Borough
Unified School District	Caldwell-West Caldwell School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$318,500 (-) Land $195,600 Building $122,900	$318,500 (-) Land $195,600 Building $122,900
2025	$10,374.00 (+2.3%)	$318,500 (-) Land $195,600 Building $122,900	$318,500 (-) Land $195,600 Building $122,900
2024	$10,141.00 (+5.33%)
2023		$318,500 Land $195,600 Building $122,900	$318,500 Land $195,600 Building $122,900
2022	$9,628.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALDWELL WATER DEPT serves 9,027 people · EPA ID NJ0703001
Water Source	Purchased surface water from ESSEX FELLS WATER DEPT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Optimum.

Nearby Properties on Central Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures