7 Cedar Rdg Rd, Florence, CO 81226 Property Records

Fremont County property record for 7 Cedar Rdg Rd, Florence, CO 81226

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,882 sqft · built 1993
Lot Size	3.2 acres (139,392 sqft)
Owner	Individual Name on Record
Tax Bill	$1,256 (2025)
Deeds & Mortgages	Oct 2025 Mortgage May 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R032438`

Property Details

APN / Parcel Number

Primary APN	`R032438`
Alternative APN	`99304593`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,882 sqft Living Area
1st Floor Area	1,882 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Modular
Exterior Material	Composition/Composite
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	139,392 sqft (3.2 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	200 sqft
Deck Area	Deck Area
Patio Area	188 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R032438
Street Address	7 CEDAR RIDGE RD
City	FLORENCE
State	CO
Zip	81226-9444
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 BEAR GULCH ESTATES II AMENDED REF FROM 993-04-177 THR 190 MANUF #93000-04-141 PURGED 2006 AFFIDAVIT OF REAL PROPERTY RECORDED 12/29/2016 NO TITLE FOUND
Legal Subdivision	BEAR GULCH ESTATES II AMENDED
Legal Lot Number	7
Jurisdiction	FREMONT CO
Township / Civil Division	FLORENCE
Census Block Group	1
Census Block	1018
Census Tract	979400

Owner

Source: Fremont County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7 CEDAR RIDGE RD, FLORENCE, CO 81226-9444
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2025	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
May 6, 2024	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Mar 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL TRUST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREMONT CO
Property Address	7 CEDAR RIDGE RD, FLORENCE, CO 81226-9444
Transaction Type	Mortgage
Record Updated	Nov 14, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 CEDAR RIDGE RD, FLORENCE, CO 81226-9444

Mortgage

Document Number	0001050121
Date	Oct 27, 2025
Instrument	1050121

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREMONT CO
Property Address	7 CEDAR RIDGE RD, FLORENCE, CO 81226-9444
Transaction Type	Mortgage
Record Updated	May 17, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 CEDAR RIDGE RD, FLORENCE, CO 81226-9444

Mortgage

Document Number	0001036320
Date	May 6, 2024
Instrument	1036320

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2054

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREMONT CO
Property Address	7 CEDAR RIDGE RD, FLORENCE, CO 81226-9444
Transaction Type	Mortgage
Record Updated	May 22, 2023
Title Company	EMPIRE TITLE/COMPANY SPRINGS LLC, EMPIRE TITLE CO SPRINGS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000998343
Date	Mar 17, 2021
Instrument	998343

Lender

Name	CENTRAL TRUST BANK
Type	Bank
Address	COLORADO SPRINGS, CO 80918

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Fremont County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Fremont County
Municipality	Williamsburg Town
Unified School District	Fremont RE-2 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,256.00 (+26.87%)	$19,301 (-1.62%)	$308,818 (+5.47%)
2024	$990.00 (+2.17%)	$19,618 (+27.41%)
2023	$969.00 (+7.67%)	$15,397 (+8.72%)	$292,804 (+43.69%)
2022	$900.00	$14,162	$203,773

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 71% of Colorado
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF WILLIAMSBURG serves 775 people · EPA ID CO0122950
Water Source	Purchased surface water from CITY OF FLORENCE
Last State Inspection	Dec 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
SECOM Fixed Wireless	300 / 50

May also be available: CenturyLink, Verizon.

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