Flagler County property record for 7 Cayuse Ct, Palm Coast, FL 32137
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,413 sqft · built 1998 |
| Lot Size | 0.313 acres (13,634 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $485,000 (Jun 2019) |
| Tax Bill | $6,404 (2025) |
| Deeds & Mortgages | Jan 2022 Line of Credit Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 07-11-31-7015-00020-1340 |
| Primary APN | 07-11-31-7015-00020-1340 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,413 sqft Living Area |
| Gross Area | 3,386 sqft |
| 1st Floor Area | 2,413 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 13,634 sqft (0.313 acres) |
| Lot Dimensions | 124 ft deep x 80 ft wide |
| Pool Area | 276 sqft |
| Boat Access | Boat Access |
| Boat Lift | Boat Lift |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 7 CAYUSE CT |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32137-8954 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST SEC 15 BL 2 LT 134 OR 128 PG 196 OR 281 PG 580 OR 442 PG 1938 OR 446 PG 410 OR 465 PG 490 OR 568 PG 315-TD OR 570 PG 1084 OR 2262/461&462-DC & ACM OR 2364/887 |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 2 |
| Legal Lot Number | 134 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | FLAGLER BEACH |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 60105 |
7 Cayuse Ct is owned and occupied by two individuals who bought it in June 2019.
Source: Flagler County records, as of January 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7 CAYUSE CT, PALM COAST, FL 32137-8954 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 28, 2022 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| Sep 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Jun 24, 2019 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 24, 2019 · Amount on File |
| Deed Sale | Jun 24, 2019 · Amount on File |
| Prior Sale | Dec 3, 1996 · Amount on File |
| Deed Document Number | 201922936 |
| Deed Book / Page | 2364 / 887 |
| Prior Transfer Date | Nov 7, 1996 |
| Prior Transfer Doc | 0570001084 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 7 CAYUSE CT, PALM COAST, FL 32137-8954 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2022 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0026530427 |
|---|---|
| Date | Jan 28, 2022 |
| Book Page | 2653/427 |
| Instrument | 2022005163 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 20, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 7 CAYUSE CT, PALM COAST, FL 32137-8954 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CARDINAL FINANCIAL CO LP |
| Name | Verified Name |
|---|---|
| Address | 7 CAYUSE CT, PALM COAST, FL 32137-8954 |
| Document Number | 0024771718 |
|---|---|
| Date | Sep 17, 2020 |
| Book Page | 2477/1718 |
| Instrument | 2020037276 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Jun 24, 2019 |
| Property Address | 7 CAYUSE CT, PALM COAST, FL 32137-8954 |
| Document Number | 0023640887 |
| Book / Page | 2364 / 0887 |
| Map Reference | MB 6 PG 68-72 |
| Instrument Date | Jun 20, 2019 |
| Instrument | 2019022936 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | COVENANT CLOSING & TTL SVCS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,395.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7 CAYUSE CT, PALM COAST, FL 32137-8954 |
| Investor | Possibly a Property Investor |
| Document Number | 0023640889 |
|---|---|
| Date | Jun 24, 2019 |
| Instrument | 2364-0889 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2049 |
The 2025 property tax bill for 7 Cayuse Ct was $6,404 with a homeowner's exemption, up 2.3% from the year before.
Source: Flagler County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,404.00 (+2.3%) Homeowner's exemption | $395,514 | $694,784 Land $290,077 Building $404,707 |
| 2024 | $6,260.00 (+10.04%) | ||
| 2023 | $5,689.00 (+0.71%) Homeowner's exemption | $349,802 (+3%) | $641,941 (+10.36%) Land $290,077 Building $351,864 |
| 2022 | $5,649.00 Homeowner's exemption | $339,613 | $581,658 Land $290,000 Building $291,658 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7 Cayuse Ct in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 392 individual policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 418 units insured incl. 26 condo units |
| Nearby Flood Claims | 35 (1987–2022) |
| Claims Outside the SFHA | 22 of 35 |
| Most Recent Claim | Nov 2022 · Hurricane Nicole |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7 Cayuse Ct is moderate, ranking above 64% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 41% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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