Flagler County property record for 7 Casper Dr, Palm Coast, FL 32137
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,538 sqft · built 1972 |
| Lot Size | 0.309 acres (13,499 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $220,000 (Jun 2018) |
| Tax Bill | $2,397 (2025) |
| Deeds & Mortgages | Nov 2022 Line of Credit May 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7008-00080-0190 |
| Primary APN | 07-11-31-7008-00080-0190 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,538 sqft Heated Area |
| Gross Area | 2,545 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1982 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,499 sqft (0.309 acres) |
| Driveway | Driveway |
| Driveway Area | 736 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 7 CASPER DR |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32137-8145 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST COUNTRY CLUB COVE SECTION 8 BLOCK 8 LOT 19 OR OR 42 PG 128 OR 458 PG 1327 OR 524/254-255 OR 536/1605- 1606 OR 536/ |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | COUNTRY CLUB COVE |
| Legal Block | 8 |
| Legal Lot Number | 19 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | FLAGLER BEACH |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 60103 |
Source: Flagler County records, as of December 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 7 CASPER DR, PALM COAST, FL 32137-8145 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 29, 2022 | Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC |
| May 17, 2021 | Deed of Trust, Mortgage · FHA Mortgage CITIZENS BANK NA |
| Jun 28, 2018 | Warranty Deed, Transfer · FHA Mortgage FRANKLIN AMERICAN MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 28, 2018 · Amount on Record |
| Deed Sale | Jun 28, 2018 · Amount on Record |
| Prior Sale | Jan 28, 2015 · Amount on Record |
| Deed Document Number | 2018024187 |
| Deed Book / Page | 2289 / 0678 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 7 CASPER DR, PALM COAST, FL 32137-8145 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2022 |
| Name | Verified Name |
|---|---|
| Address | 7 CASPER DR, PALM COAST, FL 32137-8145 |
| Document Number | 0027370573 |
|---|---|
| Date | Nov 29, 2022 |
| Book Page | 2737/573 |
| Instrument | 2022055849 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | WAYNE, PA 19087 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 22, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 7 CASPER DR, PALM COAST, FL 32137-8145 |
| Transaction Type | Mortgage |
| Record Updated | May 31, 2021 |
| Name | Verified Name |
|---|---|
| Address | 7 CASPER DR, PALM COAST, FL 32137-8145 |
| Document Number | 0025631284 |
|---|---|
| Date | May 17, 2021 |
| Book Page | 2563/1284 |
| Instrument | 2021027299 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Jun 28, 2018 |
| Property Address | 7 CASPER DR, PALM COAST, FL 32137-8145 |
| Document Number | 0022890678 |
| Book / Page | 2289 / 0678 |
| Map Reference | MB35 PG528 |
| Instrument Date | Jun 26, 2018 |
| Instrument | 2018024187 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | WATSON TITLE SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,540.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 500 SHEARWOOD DR, 500, FLAGLER BEACH, FL 32136 |
| Name | Verified Name |
|---|---|
| Address | 7 CASPER DR, PALM COAST, FL 32137-8145 |
| Document Number | 2018024188 |
|---|---|
| Date | Jun 28, 2018 |
| Instrument | 2018024188 |
| Name | FRANKLIN AMERICAN MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2048 |
Source: Flagler County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,397.00 (+5.64%) Homeowner's exemption | $175,085 (+5.99%) | $219,715 (+2.94%) Land $61,500 Building $158,215 |
| 2023 | $2,269.00 (+1.34%) Homeowner's exemption | $165,195 (+3%) | $213,449 (+9.95%) Land $61,500 Building $151,949 |
| 2022 | $2,239.00 Homeowner's exemption | $160,384 | $194,137 Land $61,500 Building $132,637 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 65 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 65 in force |
| Nearby Flood Claims | 4 (2009–2017) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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