7 Carriage Dr, Lowell, MA 01852 Property Records

Middlesex County and Lowell City property record for 7 Carriage Dr, Lowell, MA 01852

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,625 sqft · built 1983
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$140,000 (Nov 1985)
Tax Bill	$6,627 (2026)
Deeds & Mortgages	Aug 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`P10665`

Property Details

APN / Parcel Number

Primary APN	`P10665`
Alternative APNs	`LOWE M:218 B:1058 L:7` `M:000218 T:P10665`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,625 sqft Living Area
Gross Area	2,141 sqft
1st Floor Area	1,032 sqft
Basement Area	989 sqft
Unfinished Basement	989 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	P10665
Street Address	7 CARRIAGE DR
City	LOWELL
State	MA
Zip	01852-2939
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SSF
Legal Block	1058
Legal Lot Number	7
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	3
Census Block	3009
Census Tract	312501

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Andover Street Historic District listed 2000 · 139 contributing resources · NRIS 00000568

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

7 Carriage Dr is owned and occupied by two individuals who bought it in November 1985.

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7 CARRIAGE DR, LOWELL, MA 01852-2939
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 1985 · Amount on File
Deed Sale	Nov 4, 1985 · Amount on File
Deed Book / Page	3239 / 349
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Recording Date	Aug 31, 2026
Property Address	7 CARRIAGE DR, LOWELL, MA 01852-2939
Document Number	0000028839
Book / Page	40319 / 271
Instrument Date	Aug 25, 2026
Instrument	202628839
Transaction Type	Mortgage
Record Updated	Sep 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 CARRIAGE DR, LOWELL, MA 01852-2939

Mortgage

Document Number	0000028839,
Date	Aug 31, 2026
Book Page	40319/271
Instrument	202628839

Lender

Name	CMG MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 7 Carriage Dr was $6,627, up 8.2% from the year before.

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,627.00 (+8.2%)	$583,900 (+9.45%) Land $258,500 Building $325,400	$577,854 (-4.76%)
2025	$6,125.00 (-1.75%)	$533,500 (+1.93%) Land $241,600 Building $291,900	$606,765 (+0.39%)
2024	$6,234.00 (+4.26%)	$523,400 (+8.72%) Land $225,800 Building $297,600	$604,390
2023	$5,979.00	$481,400 Land $196,400 Building $285,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7 Carriage Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1982–1983)
Most Recent Claim	May 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 7 Carriage Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880