Chester County property record for 7 Cardinal Ln, Chadds Ford, PA 19317
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,512 sqft · built 1975 |
| Lot Size | 1 acre (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $445,000 (Jun 2018) |
| Tax Bill | $938 (2026) |
| Deeds & Mortgages | Dec 2017 Mortgage Jul 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 62-2-83.2B |
| Primary APN | 62-2-83.2B |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,512 sqft Living Area |
| Gross Area | 3,137 sqft |
| Basement Area | 625 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 43,560 sqft |
| View / Lot | Neighborhood |
| Garage Type | Attached |
| Garage Area | 625 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 7 CARDINAL LN |
|---|---|
| City | CHADDS FORD |
| State | PA |
| Zip | 19317-8215 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 1 AC & DWG LOT 88-B |
| Legal Subdivision | HAMORTON SEC 04 |
| Legal Lot Number | 88-B |
| Jurisdiction | CHESTER PA |
| Township / Civil Division | KENNETT |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 303302 |
7 Cardinal Ln is owned and occupied by two individuals who bought it in June 2018.
Source: Chester County records, as of May 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7 CARDINAL LN, CHADDS FORD, PA 19317-8215 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 15, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CITADEL PROPERTIES INC |
| Jul 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LENDUS LLC |
| Jun 18, 2018 | Deed, Transfer · Conventional Mortgage LENDUS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 18, 2018 · Amount on File |
| Deed Sale | Jun 18, 2018 · Amount on File |
| Prior Sale | Apr 3, 2014 · Amount on File |
| Deed Document Number | 201811612868 |
| Deed Book / Page | 9760 / 1967 |
| Prior Transfer Date | Jun 7, 2016 |
| Prior Transfer Doc | 0093301173 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTER PA |
| Property Address | 7 CARDINAL LN, CHADDS FORD, PA 19317-8215 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0096680353 |
|---|---|
| Date | Dec 15, 2017 |
| Book Page | 9668/353 |
| Instrument | 11582992 |
| Name | CITADEL PROPERTIES INC |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Dec 25, 2042 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTER PA |
| Property Address | 7 CARDINAL LN, CHADDS FORD, PA 19317-8215 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMERICAN LAND SETMNT SVCS |
| Name | Verified Name |
|---|
| Document Number | 0102001780 |
|---|---|
| Date | Jul 2, 2020 |
| Book Page | 10200/1780 |
| Instrument | 11743285 |
| Name | LENDUS LLC |
|---|---|
| Type | Mortgage Company |
| Address | ALAMO, CA 94507 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHESTER PA |
| Recording Date | Jun 18, 2018 |
| Property Address | 7 CARDINAL LN, CHADDS FORD, PA 19317-8215 |
| Document Number | 0097601967 |
| Book / Page | 9760 / 1967 |
| Map Reference | MB 44 PG 8&9 |
| Instrument Date | Jun 1, 2018 |
| Instrument | 11612868 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2022 |
| Title Company | TA TOWN AND COUNTRY LAND TRA |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,900.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 7 CARDINAL LN, CHADDS FORD, PA 19317-8215 |
| Document Number | 0011612869 |
|---|---|
| Date | Jun 18, 2018 |
| Instrument | 11612869 |
| Name | LENDUS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2048 |
The 2026 property tax bill for 7 Cardinal Ln was $938.
Source: Chester County assessment roll, as of May 28, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Chester County |
| County Subdivision | Kennett Township |
| Unified School District | Kennett Consolidated School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $938.00 | $214,000 (-) Land $50,090 Building $163,910 | $214,000 (-) Land $50,090 Building $163,910 |
| 2025 | $214,000 (-) Land $50,090 Building $163,910 | $214,000 Land $50,090 Building $163,910 | |
| 2024 | $8,726.00 | $214,000 Land $50,090 Building $163,910 | |
| 1998 | $214,000 Land $50,090 Building $163,910 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 7 Cardinal Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2009 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7 Cardinal Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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