Sussex County and Sparta Township property record for 7 Cardinal Dr, Sparta, NJ 07871
| Property Type | Single Family Home |
|---|---|
| Details | 2,008 sqft · built 1985 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $438,000 (Jun 2007) |
| Tax Bill | $11,595 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Aug 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-04002-0000-00342 |
| Primary APN | 18-04002-0000-00342 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,008 sqft Living Area |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Colonial |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 115 ft deep x 152 ft wide |
| Garage Type | Attached |
| Old Parcel Number | 1800085000000058 |
|---|---|
| Street Address | 7 CARDINAL DR |
| City | SPARTA |
| State | NJ |
| Zip | 07871-1337 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Subdivision | WHIPPOORWILL ESTATES SEC 01 |
| Legal Block | 4002 |
| Legal Lot Number | 342 |
| Jurisdiction | SUSSEX NJ |
| Township / Civil Division | SPARTA |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 373400 |
Source: Sussex County and Sparta Township records, as of July 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7 CARDINAL DR, SPARTA, NJ 07871-1337 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 28, 2025 | Deed of Trust, Mortgage FIRST HOPE BANK |
| Aug 18, 2023 | Deed of Trust, Mortgage · Commercial Mortgage FIRST HOPE BANK |
| Jul 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST HOPE BANK |
| Oct 31, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 1, 2007 · Amount on Record |
| Deed Sale | Jun 1, 2007 · Amount on Record |
| Prior Sale | Jun 2, 2005 · Amount on Record |
| Deed Document Number | 200716405 |
| Deed Book / Page | 3145 / 111 |
| Last Transfer Date | Oct 21, 2017 |
| Transfer Doc | 0034520198 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUSSEX NJ |
| Property Address | 7 CARDINAL DR, SPARTA, NJ 07871-1337 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2025 |
| Name | Verified Name |
|---|---|
| Address | 7 CARDINAL DR, SPARTA, NJ 07871-1337 |
| Document Number | 0104141608 |
|---|---|
| Date | Oct 28, 2025 |
| Book Page | 10414/1608 |
| Instrument | 2025019723 |
| Name | FIRST HOPE BANK |
|---|---|
| Type | Bank |
| Address | COLUMBIA, NJ 07832 |
| Amount | Amount Recorded |
|---|---|
| Term | 108 Months |
| Due | Oct 11, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUSSEX NJ |
| Property Address | 7 CARDINAL DR, SPARTA, NJ 07871-1337 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0102640587 |
|---|---|
| Date | Aug 18, 2023 |
| Book Page | 10264/587 |
| Instrument | 2023014529 |
| Name | FIRST HOPE BANK |
|---|---|
| Type | Bank |
| Address | COLUMBIA, NJ 07832 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 55 Months |
| Due | Mar 3, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUSSEX NJ |
| Property Address | 7 CARDINAL DR, SPARTA, NJ 07871-1337 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 0098220695 |
|---|---|
| Date | Jul 2, 2020 |
| Book Page | 9822/695 |
| Instrument | 20200702010122530 |
| Name | FIRST HOPE BANK |
|---|---|
| Type | Bank |
| Address | COLUMBIA, NJ 07832 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SUSSEX NJ |
| Recording Date | Oct 31, 2017 |
| Property Address | 7 CARDINAL DR, SPARTA, NJ 07871-1337 |
| Document Number | 0034520198 |
| Book / Page | 003452 / 000198 |
| Instrument Date | Oct 20, 2017 |
| Instrument | 235020 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7 CARDINAL DR SPARTA NJ 078711337, SPARTA, NJ 07871-1337 |
Source: Sussex County and Sparta Township assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Sussex County |
| County Subdivision | Sparta Township |
| Unified School District | Sparta Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $316,100 (-) Land $133,400 Building $182,700 | $316,100 (-) Land $133,400 Building $182,700 | |
| 2025 | $11,595.00 (+2.2%) | $316,100 (-) Land $133,400 Building $182,700 | $316,100 (-) Land $133,400 Building $182,700 |
| 2024 | $11,345.00 (+5.51%) | ||
| 2023 | $316,100 Land $133,400 Building $182,700 | $316,100 Land $133,400 Building $182,700 | |
| 2022 | $10,753.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (2008–2011) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPARTA TWP WATER UTILITY - LAKE MOHAWK serves 17,625 people · EPA ID NJ1918004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Copper | 1.36 mg/L (2024) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control currently in violation since Jul 2023 Lead public education Jan 2021 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Planet Networks Fiber | 10,000 / 10,000 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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