Union County and Berkeley Heights Township property record for 7 Cardinal Ct, Berkeley Heights, NJ 07922
| Property Type | Condominium |
|---|---|
| Details | 1,628 sqft · built 1994 |
| Lot Size | 0.012 acres (525 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $450,000 (Dec 2007) |
| Tax Bill | $10,545 (2025) |
| Deeds & Mortgages | May 2020 Mortgage Apr 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-00301-07-00004-0000-CONDO |
| Primary APN | 01-00301-07-00004-0000-CONDO |
|---|---|
| Alternative APN |
|
| Building Area | 1,628 sqft Living Area |
|---|
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Condo/Apartment |
| Lot Area | 525 sqft (0.012 acres) |
| Street Address | 7 CARDINAL CT |
|---|---|
| City | BERKELEY HEIGHTS |
| State | NJ |
| Zip | 07922-1272 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | AH-4 |
| Legal Description | HIGHLANDS AT BERKELEY HEIGHTS BLDG 301-07 UNIT 4 |
| Legal Subdivision | HIGHLANDS/BERKELEY HEIGHTS |
| Legal Block | 301.7 |
| Legal Lot Number | 4 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | BERKELEY HEIGHTS |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 38202 |
Source: Union County and Berkeley Heights Township records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7 CARDINAL CT, BERKELEY HEIGHTS, NJ 07922-1272 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TOWNE MTG |
| Apr 12, 2019 | Deed of Trust, Mortgage · Conventional with PMI UNITED WHOLESALE MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 3, 2007 · Amount on Record |
| Deed Sale | Dec 3, 2007 · Amount on Record |
| Prior Sale | Jun 21, 2002 · Amount on Record |
| Deed Document Number | 2007190408 |
| Deed Book / Page | 5685 / 299 |
| Prior Transfer Date | Jun 21, 1995 |
| Prior Transfer Doc | 0000017451 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 7 CARDINAL CT, BERKELEY HEIGHTS, NJ 07922-1272 |
| Document Number | 0147072637 |
| Instrument Date | May 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2020 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 7 CARDINAL CT BERKELEY HEIGHTS NJ 079221272, BERKELEY HEIGHTS, NJ 07922-1272 |
| Document Number | 0147072637 |
|---|---|
| Date | Jun 9, 2020 |
| Book Page | 014707/002637 |
| Instrument | 692783 |
| Name | TOWNE MTG |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48083 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 8, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 7 CARDINAL CT, BERKELEY HEIGHTS, NJ 07922-1272 |
| Document Number | 0145492669 |
| Instrument Date | Apr 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 6, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 7 CARDINAL CT BERKELEY HEIGHTS NJ 079221272, BERKELEY HEIGHTS, NJ 07922-1272 |
| Document Number | 0145492669 |
|---|---|
| Date | Apr 22, 2019 |
| Book Page | 014549/002669 |
| Instrument | 671680 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 21, 2049 |
Source: Union County and Berkeley Heights Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Berkeley Heights Township |
| Unified School District | Berkeley Heights Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $239,600 (-) Land $105,000 Building $134,600 | $239,600 (-) Land $105,000 Building $134,600 | |
| 2025 | $10,545.00 (+2.67%) | $239,600 (-) Land $105,000 Building $134,600 | $239,600 (-) Land $105,000 Building $134,600 |
| 2024 | $10,271.00 (+2.1%) | ||
| 2023 | $239,600 Land $105,000 Building $134,600 | $239,600 Land $105,000 Building $134,600 | |
| 2022 | $10,060.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 20 individual policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 24 units insured incl. 4 condo units |
| Nearby Flood Claims | 44 (1978–2025) |
| Claims Outside the SFHA | 9 of 44 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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