7 Cambridge Dr, Caldwell, NJ 07006 Property Records

Essex County and North Caldwell Borough property record for 7 Cambridge Dr, Caldwell, NJ 07006

Property Summary

Property Type	Single Family Home
Details	3,192 sqft · built 1964
Lot Size	0.528 acres (23,000 sqft)
Owner	Individual Name on File
Last Sale	$1,125,000 (Feb 2023)
Tax Bill	$17,319 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Feb 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-01108-0000-00023`

Property Details

APN / Parcel Number

Primary APN	`15-01108-0000-00023`
Alternative APN	`1501205000000013`

Interior

Stories	2 Stories
Building Area	3,192 sqft Living Area

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Construction Type	Frame
Lot Area	23,000 sqft (0.528 acres)
Lot Dimensions	184 ft deep x 125 ft wide
Garage Type	Basement

Location & Zoning

Old Parcel Number	1501205000000013
Street Address	7 CAMBRIDGE DR
City	CALDWELL
State	NJ
Zip	07006-4205
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	125X184+84X28
Legal Subdivision	NORTH CALDWELL PARK SEC 01
Legal Block	1108
Legal Lot Number	23
Jurisdiction	ESSEX NJ
Township / Civil Division	NORTH CALDWELL
Census Block Group	5
Census Block	5013
Census Tract	21602

Owner

7 Cambridge Dr is owned and occupied by an individual who bought it in February 2023.

Source: Essex County and North Caldwell Borough records, as of July 2, 2026

Owner of Record	Individual Name on File
Mailing Address	7 CAMBRIDGE DR, CALDWELL, NJ 07006-4205
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2025	Deed of Trust, Mortgage · Conventional Mortgage JET DIRECT FUNDING CORP
Feb 22, 2023	Deed, Transfer · Conventional Mortgage UNITY BANK
Jan 15, 2021	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 19, 2019	Quit Claim Deed, Transfer SANTANDER BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 22, 2023 · Amount on File
Deed Sale	Feb 22, 2023 · Amount on File
Prior Sale	Jul 29, 1997 · Amount on File
Deed Document Number	202311239
Prior Transfer Date	Nov 19, 2020
Prior Transfer Doc	2021005819
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	7 CAMBRIDGE DR, CALDWELL, NJ 07006-4205
Transaction Type	Mortgage
Record Updated	Dec 19, 2025
Title Company	REAL TITLE SOLUTIONS, E TITLE SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 CAMBRIDGE DR, NORTH CALDWELL, NJ 07006-4205

Mortgage

Document Number	0000072193
Date	Nov 19, 2025
Instrument	2025072193

Lender

Name	JET DIRECT FUNDING CORP
Type	Mortgage Company
Address	BOHEMIA, NY 11716

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

February 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Feb 22, 2023
Property Address	7 CAMBRIDGE DR, CALDWELL, NJ 07006-4205
Document Number	0000011239
Instrument Date	Feb 8, 2023
Instrument	2023011239
Transaction Type	Transfer
Record Updated	Mar 27, 2023
Title Company	ACRES LAND TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,937.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9 WATERFORD DR, MONTVILLE, NJ 07045-9189

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 CAMBRIDGE DR, NORTH CALDWELL, NJ 07006-4205

Mortgage

Document Number	0000011240
Date	Feb 22, 2023
Instrument	2023011240

Lender

Name	UNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7%
Type Change Date	Mar 1, 2026
Change Frequency	6 Months
Min Rate At Change	5%
Max Rate At Change	9%
Index	Other
Max Rate	13%

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ESSEX NJ
Recording Date	Jan 15, 2021
Property Address	7 CAMBRIDGE DR, CALDWELL, NJ 07006-4205
Document Number	0000005819
Instrument Date	Nov 19, 2020
Instrument	5819
Transaction Type	Transfer
Record Updated	Mar 16, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 CAMBRIDGE DR NORTH CALDWELL NJ 070064205, NORTH CALDWELL, NJ 07006-4205

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ESSEX NJ
Recording Date	Dec 19, 2019
Property Address	7 CAMBRIDGE DR, CALDWELL, NJ 07006-4205
Document Number	0000119891
Instrument Date	Nov 18, 2019
Instrument	119891
Transaction Type	Transfer
Record Updated	Mar 16, 2021
Title Company	KENSINGTON VANGUARD NATIONAL LAND, KENSINGTON VANGUARD

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 CAMBRIDGE DR NORTH CALDWELL NJ 070064205, NORTH CALDWELL, NJ 07006-4205

Mortgage

Document Number	119892
Date	Dec 19, 2019
Instrument	119892

Lender

Name	SANTANDER BK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 18, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 7 Cambridge Dr was $17,319, up 2.2% from the year before.

Source: Essex County and North Caldwell Borough assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
Municipality	North Caldwell Borough
Elementary School District	North Caldwell Borough School District (KG - 06)
Secondary School District	West Essex Regional School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$750,400 (-) Land $358,000 Building $392,400	$750,400 (-) Land $358,000 Building $392,400
2025	$17,319.00 (+2.21%)	$750,400 Land $358,000 Building $392,400	$750,400 Land $358,000 Building $392,400
2024	$16,944.00
2023		$750,400 Land $358,000 Building $392,400	$750,400 Land $358,000 Building $392,400
2022	$16,351.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7 Cambridge Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	7 (1979–2022)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Oct 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Cambridge Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH CALDWELL WATER DEP serves 6,000 people · EPA ID NJ0715001
Water Source	Purchased surface water from several systems
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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