7 Bulows Lndg, Flagler Beach, FL 32136 Property Records

Flagler County property record for 7 Bulows Lndg, Flagler Beach, FL 32136 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 4,456 sqft · built 2002
Lot Size	0.643 acres (28,027 sqft)
Owner	2 Company Names on File
Last Sale	$1,175,000 (Apr 2026)
Tax Bill	$14,024 (2025)
Deeds & Mortgages	Feb 2021 Line of Credit Oct 2024 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`37-12-31-5625-00000-0280`

Property Details

APN / Parcel Number

Primary APN	`37-12-31-5625-00000-0280`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,456 sqft Living Area
Gross Area	8,664 sqft
1st Floor Area	4,456 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2012
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	28,027 sqft (0.643 acres)
Driveway	Concrete Driveway
Driveway Area	1,959 sqft
Pool Area	500 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7 BULOWS LNDG
City	FLAGLER BEACH
State	FL
Zip	32136-4909
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUGAR MILL PLANTATION PHASE I LOT 28 OR 462 PG 1386 OR 774 PG 756 OR 894/677 OR 1996/493 OR 2146/1790 OR 2455/699
Legal Range	31E
Legal Township	12S
Legal Section	37
Legal Subdivision	SUGAR MILL PLANTATION PHASE I
Legal Phase	1
Legal Lot Number	28
Jurisdiction	FLAGLER FL
Township / Civil Division	FLAGLER BEACH
Census Block Group	2
Census Block	2003
Census Tract	60304

Owner

Source: Flagler County records · APN 37-12-31-5625-00000-0280

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	7 BULOWS LNDG, FLAGLER BEACH, FL 32136-4909
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2021	Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CU
Oct 08, 2024	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Apr 04, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 14, 2024	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Jul 02, 2020	Warranty Deed, Transfer · Conventional Mortgage LAKE MI CU
Jan 08, 2018	Deed of Trust, Mortgage · Line of Credit FIRST FLORIDA CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 04, 2026 · Amount on Record
Deed Sale	Apr 04, 2026 · Amount on Record
Prior Sale	Jun 14, 2024 · Amount on Record
Deed Document Number	202613915
Deed Book / Page	3044 / 142
Prior Transfer Date	Jan 27, 2003
Prior Transfer Doc	0008940677
Record Updated	Jun 08, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	7 BULOWS LNDG, FLAGLER BEACH, FL 32136-4909
Transaction Type	Mortgage
Record Updated	Apr 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025281404
Date	Feb 19, 2021
Book Page	2528/1404
Instrument	2021008673

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 15, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	7 BULOWS LNDG, FLAGLER BEACH, FL 32136-4909
Transaction Type	Mortgage
Record Updated	Apr 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 BULOWS LNDG, FLAGLER BEACH, FL 32136-4909

Mortgage

Document Number	0029061670
Date	Oct 08, 2024
Book Page	2906/1670
Instrument	2024042623

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2054

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Apr 04, 2026
Property Address	7 BULOWS LNDG, FLAGLER BEACH, FL 32136-4909
Document Number	0000013915
Book / Page	3044 / 142
Instrument Date	Mar 31, 2026
Instrument	202613915
Transaction Type	Transfer
Record Updated	Apr 16, 2026
Title Company	PIONEER TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$830,725.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	7 BULOWS LNDG, FLAGLER BEACH, FL 32136-4909

Mortgage

Document Number	0000013916,
Date	Apr 04, 2026
Instrument	202613916

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.88%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Jun 14, 2024
Property Address	7 BULOWS LNDG, FLAGLER BEACH, FL 32136-4909
Document Number	0001460013
Book / Page	146 / 13
Map Reference	MB 29 PG 11
Instrument Date	May 31, 2024
Instrument	2024024880
Transaction Type	Transfer
Record Updated	Oct 06, 2025
Title Company	UNKNOWN, CANOPY TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$9,450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2252 S OCEAN SHORE BLVD, FLAGLER BEACH, FL 32136-4021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 BULOWS LNDG, FLAGLER BEACH, FL 32136-4909

Mortgage

Document Number	0000014813
Date	Jun 14, 2024
Instrument	148/13

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2054

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Jul 02, 2020
Property Address	7 BULOWS LNDG, FLAGLER BEACH, FL 32136-4909
Document Number	0024550699
Book / Page	002455 / 000699
Instrument Date	Jun 30, 2020
Instrument	25054
Transaction Type	Transfer
Record Updated	Aug 07, 2020
Title Company	AAA TITLE AGENCY AND ESCROW SERVICES I, AAA TITLE AGCY & ESCROW SVCS I

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,690.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8491 SOUTHWIND BAY CIR FORT MYERS FL 339086032, FORT MYERS, FL 33908-6032

Mortgage

Document Number	24550701
Date	Jul 02, 2020
Book Page	002455/000701
Instrument	25055

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2050

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	7 BULOWS LNDG, FLAGLER BEACH, FL 32136-4909
Document Number	0022531002
Book / Page	002253 / 001002
Instrument Date	Jan 08, 2018
Transaction Type	Mortgage
Record Updated	Jan 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7 BULOWS LNDG FLAGLER BEACH FL 321364909, FLAGLER BEACH, FL 32136-4909

Mortgage

Document Number	0022531002
Date	Jan 17, 2018
Book Page	002253/001002
Instrument	1808

Lender

Name	FIRST FLORIDA CU
Type	Credit Union
Address	JACKSONVILLE, FL 32203-3310

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 16, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Flagler County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,024.00 (+37.96%)	$1,036,660 (+42.11%) Land $156,000 Building $880,660	$1,036,660 (-2.76%) Land $156,000 Building $880,660
2024	$10,165.00 (+2.09%) Homeowner's exemption	$729,476 (+3%)	$1,066,034 (+4.33%) Land $174,500 Building $891,534
2023	$9,957.00 (+3.37%) Homeowner's exemption	$708,230 (+3%)	$1,021,826 (+4.18%) Land $174,500 Building $847,326
2022	$9,632.00 Homeowner's exemption	$687,602	$980,843 Land $170,000 Building $810,843

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120350603042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 64 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	64 in force
Nearby Flood Claims	8 (2016–2024)
Claims Outside the SFHA	5 of 8
Most Recent Claim	Oct 2024, rainfall accumulation, Hurricane Milton
Claims By Storm	Hurricane Milton, Oct 2024 · 6 claims

Wildfire

Wildfire Risk	Moderate above 60% of the US · above 34% of Florida
Wildfire Likelihood	About 1 in 546 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 224 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
AT&T	Fiber	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Metronet Holdings, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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