7 Bruce Rd, Harrison, ME 04040 Property Records

Cumberland County and Harrison Town property record for 7 Bruce Rd, Harrison, ME 04040

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,872 sqft · built 1976
Lot Size	2.21 acres (96,268 sqft)
Owner	Individual Name on File
Last Sale	$345,000 (Aug 2022)
Tax Bill	$2,935 (2025)
Deeds & Mortgages	Feb 2021 Refinance Aug 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`HRRS M:34 L:0052`

Property Details

APN / Parcel Number

Primary APN	`HRRS M:34 L:0052`
Alternative APN	`1573`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,872 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Other
Lot Area	96,268 sqft (2.21 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	1573
Street Address	7 BRUCE RD
City	HARRISON
State	ME
Zip	04040-3530
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	STANDA
Legal Lot Number	52
Jurisdiction	HARRISON ME
Township / Civil Division	HARRISON
Census Block Group	2
Census Block	2018
Census Tract	15000

Owner

7 Bruce Rd is owned and occupied by an individual who bought it in August 2022.

Source: Cumberland County and Harrison Town records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	7 BRUCE RD, HARRISON, ME 04040-3530
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE
Aug 2, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE
Jun 23, 2018	Deed of Trust, Mortgage EVERGREEN CU
Dec 5, 2017	Intrafamily Transfer, Transfer MERRIMACK MTG CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2022 · Amount on File
Deed Sale	Aug 2, 2022 · Amount on File
Prior Sale	Dec 5, 2017 · Amount on File
Deed Document Number	202239526
Deed Book / Page	39619 / 185
Transfer Doc	0345080151
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON ME
Property Address	7 BRUCE RD, HARRISON, ME 04040-3530
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0378180080
Date	Feb 17, 2021
Book Page	37818/80
Instrument	11036

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON ME
Recording Date	Aug 2, 2022
Property Address	7 BRUCE RD, HARRISON, ME 04040-3530
Document Number	0396190185
Book / Page	39619 / 185
Instrument Date	Jul 29, 2022
Instrument	39526
Transaction Type	Transfer
Record Updated	Mar 24, 2026
Title Company	MISC COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7 BRUCE RD, HARRISON, ME 04040-3530

Mortgage

Document Number	0000039527
Date	Aug 2, 2022
Instrument	39527

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON ME
Property Address	7 BRUCE RD, HARRISON, ME 04040-3530
Document Number	0349730120
Instrument Date	Jun 23, 2018
Transaction Type	Mortgage
Record Updated	Jul 31, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 BRUCE RD HARRISON ME 040403530, HARRISON, ME 04040-3530

Mortgage

Document Number	0349730120
Date	Jul 6, 2018
Book Page	034973/000120
Instrument	32130

Lender

Name	EVERGREEN CU
Type	Credit Union

Agreement

Amount	Amount on Record

December 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HARRISON ME
Recording Date	Dec 5, 2017
Property Address	7 BRUCE RD, HARRISON, ME 04040-3530
Document Number	0345080151
Book / Page	34508 / 0151
Instrument	000000061633
Transaction Type	Transfer
Record Updated	Feb 2, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Lis Pendens Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000061634
Date	Dec 5, 2017
Instrument	000000061634

Lender

Name	MERRIMACK MTG CO

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 5, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 7 Bruce Rd was $2,935, up 6.6% from the year before.

Source: Cumberland County and Harrison Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Harrison Town
Unified School District	School Administrative District 17 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,935.00 (+6.61%)	$357,500 (-) Land $87,300 Building $270,200
2024	$2,753.00 (+6.79%)	$357,500 (+79.56%) Land $87,300 Building $270,200
2023	$2,578.00 (+8.82%)	$199,100 (-) Land $33,600 Building $165,500
2022	$2,369.00	$199,100 Land $33,600 Building $165,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 7 Bruce Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	5 (1989–2012)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Jun 2012 · river or lake flooding
Claims by Event	Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Bruce Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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