7 Breen Rd, Westerly, RI 02891 Property Records

Westerly Town property record for 7 Breen Rd, Westerly, RI 02891 · Last verified June 2026

Property Summary

Property Type	Seasonal / Vacation Home
Details	2 bd · 2.5 ba · 1,728 sqft · built 2012
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$1,140,000 (May 2014)
Tax Bill	$14,615 (2025)
Deeds & Mortgages	Jun 2020 Mortgage
Flood Zone	Zone AE (high risk)
APN	`M:173 B:7-A L`

Property Details

APN / Parcel Number

Primary APN	`M:173 B:7-A L`
Alternative APNs	`WEST M:173 B:7 L:A` `3318512`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	3 Stories
Building Area	1,728 sqft Living Area
Gross Area	1,960 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	43,560 sqft (1 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	3318512
Street Address	7 BREEN RD
City	WESTERLY
State	RI
Zip	02891-5005
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Block	7
Legal Lot Number	A
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	1
Census Block	1096
Census Tract	51000

Owner

Source: Westerly Town records · APN M:173 B:7-A L

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	98 NORTH ST, GREENWICH, CT 06830-4744
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 30, 2014 · Amount on Record
Deed Sale	May 30, 2014 · Amount on Record
Deed Book / Page	2014 / 8906
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	7 BREEN RD, WESTERLY, RI 02891-5005
Document Number	2020-2347
Instrument Date	Jun 29, 2020
Transaction Type	Mortgage
Record Updated	Jun 28, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 BREEN RD WESTERLY RI 028915005, WESTERLY, RI 02891-5005

Mortgage

Document Number	2020-2347
Date	Jun 29, 2020
Book Page	002020/012347
Instrument	2856

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 28, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.88%

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$14,615.00 (+7.09%)	$2,055,500 (+44.9%) Land $1,563,300 Building $492,200
2023	$13,647.00 (+0.63%)	$1,418,600 (-) Land $1,028,200 Building $390,400
2022	$13,562.00	$1,418,600 Land $1,028,200 Building $390,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44009C, updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440090510001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	13.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 456 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	506 units insured (50 under condo master policies) 99 of 456 individual policies on primary residences
Nearby Flood Claims	157 (1978–2024)
Claims Outside the SFHA	22 of 157
Most Recent Claim	Jan 2024, rainfall accumulation, Severe Storms And Flooding
Flood Events	Hurricane Sandy (Nov 2012), 86 claims Severe Storms And Flooding (Mar 2010), 9 claims Hurricane Bob (Aug 1991), 14 claims

Wildfire

Wildfire Risk	Low above 5% of the US · above 17% of Rhode Island
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Watch Hill Historic District listed 1985 · 179 contributing resources · NRIS 85001948

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.