7 Branch Ave, Cumberland, RI 02864 Property Records

Cumberland Town property record for 7 Branch Ave, Cumberland, RI 02864

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,072 sqft · built 2001
Lot Size0.092 acres (4,008 sqft)
Owner2 Individual Names on File
Last Sale$144,500 (Nov 2001)
Tax Bill$4,277 (2026)
Deeds & MortgagesNov 2025 Line of Credit
Sep 2020 Refinance
+ 2 more
Flood ZoneZone X (minimal risk)
APN9992-16

Property Details

APN / Parcel Number

Primary APN9992-16
Alternative APN
  • CUMB M:053 B:1011 L:000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,072 sqft Living Area
Gross Area2,248 sqft
1st Floor Area1,074 sqft
Basement Area1,056 sqft
Unfinished Basement1,056 sqft

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area4,008 sqft (0.092 acres)
Garage TypeBasement
Parking Spaces1 Parking Space
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number9992-16
Street Address7 BRANCH AVE
CityCUMBERLAND
StateRI
Zip02864-1900
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code100
Legal Block1011
JurisdictionCUMBERLAND RI
Township / Civil DivisionCUMBERLAND
Census Block Group5
Census Block5009
Census Tract11403

Owner

7 Branch Ave is owned and occupied by two individuals who bought it in November 2001.

Source: Cumberland Town records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address7 BRANCH AVE, CUMBERLAND, RI 02864-1900
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Nov 3, 2025Deed of Trust, Mortgage · Line of Credit
NAVIGANT CREDIT UNION
Sep 4, 2020Warranty Deed, Transfer · Stand-Alone Refinance
SEACOAST MORTGAGE CORPORATION
May 11, 2019Deed of Trust, Mortgage · Conventional Mortgage
QUAD CTY BK&TR
Apr 2, 2019Executor's Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 14, 2001 · Amount on File
Deed SaleNov 14, 2001 · Amount on File
Prior SaleAug 31, 1992 · Amount on File
Deed Book / Page960 / 147
Record UpdatedOct 29, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUMBERLAND RI
Property Address7 BRANCH AVE, CUMBERLAND, RI 02864-1900
Transaction TypeMortgage
Record UpdatedNov 26, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002014-763
DateNov 3, 2025
Book Page2014/763
Instrument151927
Lender
NameNAVIGANT CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount on Record
Term241 Months
DueDec 1, 2045

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCUMBERLAND RI
Recording DateSep 4, 2020
Property Address7 BRANCH AVE, CUMBERLAND, RI 02864-1900
Document Number1853-401
Book / Page1853 / 401
Instrument DateSep 2, 2020
Instrument116925
Transaction TypeTransfer
Record UpdatedJun 4, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7 BRANCH AVE, CUMBERLAND, RI 02864-1900

Mortgage

Document Number1853-404
DateSep 4, 2020
Book Page1853/404
Instrument116926
Lender
NameSEACOAST MORTGAGE CORPORATION
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueOct 1, 2050

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUMBERLAND RI
Property Address7 BRANCH AVE, CUMBERLAND, RI 02864-1900
Document Number1801-839
Instrument DateMay 11, 2019
Transaction TypeMortgage
Record UpdatedJun 18, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address7 BRANCH AVE CUMBERLAND RI 028641900, CUMBERLAND, RI 02864-1900

Mortgage

Document Number1801-839
DateMay 22, 2019
Book Page001801/000839
Lender
NameQUAD CTY BK&TR
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 21, 2049

April 2019: Executor's Deed, Transfer

Document TypeExecutor's Deed
JurisdictionCUMBERLAND RI
Recording DateApr 2, 2019
Property Address7 BRANCH AVE, CUMBERLAND, RI 02864-1900
Document Number1798-156
Book / Page001798 / 000156
Instrument DateMar 28, 2019
Transaction TypeTransfer
Record UpdatedJan 10, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7 BRANCH AVE CUMBERLAND RI 028641900, CUMBERLAND, RI 02864-1900

Tax Assessment & Valuation

The 2026 property tax bill for 7 Branch Ave was $4,277, up 3.8% from the year before.

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionCumberland Town
Unified School DistrictCumberland School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,277.00 (+3.81%)$427,300 (+27.25%) Land $186,500 Building $240,800$454,241
2025$4,120.00$335,800 Land $123,100 Building $212,700
2023$3,902.00 (+2.41%)$335,800 (+32.1%) Land $123,100 Building $212,700
2022$3,810.00$254,200 Land $86,100 Building $168,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7 Branch Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Branch Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF CUMBERLAND
serves 21,235 people · EPA ID RI1647530
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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