Middlesex County and Reading Town property record for 7 Bradford Rd, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,339 sqft · built 1957 |
| Lot Size | 0.247 acres (10,768 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $557,000 (Nov 2019) |
| Tax Bill | $8,673 (2026) |
| Deeds & Mortgages | Apr 2026 Line of Credit Oct 2022 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:031.0-0000-0024.0 |
| Primary APN | READ M:031.0-0000-0024.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,339 sqft Living Area |
| Gross Area | 3,058 sqft |
| Basement Area | 964 sqft |
| Unfinished Basement | 386 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,768 sqft (0.247 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 1200000000490 |
|---|---|
| Street Address | 7 BRADFORD RD |
| City | READING |
| State | MA |
| Zip | 01867-1513 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S15 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 334200 |
Source: Middlesex County and Reading Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7 BRADFORD RD, READING, MA 01867-1513 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Apr 21, 2026 | Deed of Trust, Mortgage · Line of Credit SALEM FIVE CENTS SAVINGS BANK |
| Oct 19, 2022 | Deed of Trust, Mortgage · Line of Credit LEADER BANK NA |
| Feb 12, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE AFFINITY LLC |
| Feb 12, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE AFFINITY LLC |
| Nov 14, 2019 | Quit Claim Deed, Transfer · Conventional Mortgage LEADER BK NA |
| Jul 30, 2018 | Quit Claim Deed, Transfer · Conventional with PMI WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 14, 2019 · Amount on Record |
| Deed Sale | Nov 14, 2019 · Amount on Record |
| Prior Sale | Jul 30, 2018 · Amount on Record |
| Deed Document Number | 20191828691 |
| Prior Transfer Date | Nov 13, 2019 |
| Prior Transfer Doc | 1828691 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Apr 21, 2026 |
| Property Address | 7 BRADFORD RD, READING, MA 01867-1513 |
| Document Number | 0001998139 |
| Instrument Date | Apr 16, 2026 |
| Instrument | 20261998139 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 7 BRADFORD RD, READING, MA 01867-1513 |
| Document Number | 0001998139, |
|---|---|
| Date | Apr 21, 2026 |
| Instrument | 20261998139 |
| Name | SALEM FIVE CENTS SAVINGS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 7 BRADFORD RD, READING, MA 01867-1513 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001925288 |
|---|---|
| Date | Oct 19, 2022 |
| Instrument | 1925288 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 7 BRADFORD RD, READING, MA 01867-1513 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001869889 |
|---|---|
| Date | Feb 12, 2021 |
| Instrument | 1869889 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 7 BRADFORD RD, READING, MA 01867-1513 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1869889 |
|---|---|
| Date | Feb 12, 2021 |
| Instrument | 1869889 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Nov 14, 2019 |
| Property Address | 7 BRADFORD RD, READING, MA 01867-1513 |
| Document Number | 0000028691 |
| Instrument Date | Nov 13, 2019 |
| Instrument | 28691 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,539.92 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7 BRADFORD RD READING MA 018671513, READING, MA 01867-1513 |
| Document Number | 28692 |
|---|---|
| Date | Nov 14, 2019 |
| Instrument | 28692 |
| Name | LEADER BK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 13, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Jul 30, 2018 |
| Property Address | 7 BRADFORD RD, READING, MA 01867-1513 |
| Document Number | 0000093570 |
| Instrument Date | Jul 6, 2018 |
| Instrument | 93570 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2018 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,850.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7 BRADFORD RD READING MA 018671513, READING, MA 01867-1513 |
| Document Number | 93571 |
|---|---|
| Date | Jul 30, 2018 |
| Instrument | 93571 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 29, 2048 |
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,673.00 (+2.11%) | $791,300 (+6.12%) Land $451,200 Building $339,500 | $884,347 (+8.99%) |
| 2025 | $8,494.00 (+3.06%) | $745,700 (+6.04%) Land $425,200 Building $320,500 | $811,395 (-2.12%) |
| 2024 | $8,242.00 (-2.16%) | $703,200 (+5.1%) Land $400,900 Building $302,300 | $828,970 |
| 2023 | $8,424.00 | $669,100 Land $381,800 Building $287,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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