7 Blue Flag Ct, O Fallon, MO 63368 Property Records

St. Charles County property record for 7 Blue Flag Ct, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 4,694 sqft · built 2002
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Last Sale	$460,000 (Oct 2018)
Tax Bill	$5,934 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T021600181`

Property Details

APN / Parcel Number

Primary APN	`T021600181`
Alternative APN	`2-113B-8843-00-0228.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	4,694 sqft Living Area
Gross Area	5,545 sqft
1st Floor Area	2,984 sqft
Basement Area	1,900 sqft
Finished Basement	1,710 sqft
Unfinished Basement	190 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Attached
Garage Area	661 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	55 sqft
Patio Area	324 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T021600181
Street Address	7 BLUE FLAG CT
City	O FALLON
State	MO
Zip	63368-9735
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VLGS AT DARDENNE MCCLUER VLG #3 LOT 228
Legal Subdivision	VLGS DARDENNE MCCLUER VLG #3
Legal Lot Number	228
Jurisdiction	ST CHARLES MO
Township / Civil Division	WELDON SPRING
Census Block Group	3
Census Block	3009
Census Tract	311152

Owner

Source: St. Charles County assessment roll, as of August 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	7 BLUE FLAG CT, DARDENNE PRAIRIE, MO 63368-9735
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage ARVEST BANK
Oct 19, 2018	Warranty Deed, Transfer · Conventional Mortgage AMERICAN MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 19, 2018 · Amount on Record
Deed Sale	Oct 19, 2018 · Amount on Record
Prior Sale	Apr 30, 2007 · Amount on Record
Deed Document Number	2018598100
Deed Book / Page	6992 / 1226
Last Transfer Date	Nov 8, 2019
Transfer Doc	0071851579
Record Updated	Jun 8, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	7 BLUE FLAG CT, DARDENNE PRAIRIE, MO 63368-9735
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0071671449
Date	Oct 23, 2019
Book Page	7167/1449
Instrument	20191023000596400

Lender

Name	ARVEST BANK
Type	Bank
Address	LOWELL, AR 72745

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Oct 19, 2018
Property Address	7 BLUE FLAG CT, DARDENNE PRAIRIE, MO 63368-9735
Document Number	0069921226
Book / Page	6992 / 1226
Map Reference	MB 38 PG 151-154
Instrument Date	Oct 16, 2018
Instrument	20181019000598100
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	ACCURATE TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7 BLUE FLAG CT, 7, O FALLON, MO 63368-9735

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14637 LAKETRAILS CT, CHESTERFIELD, MO 63017-2235

Mortgage

Document Number	20181019000598110
Date	Oct 19, 2018
Instrument	20181019000598110

Lender

Name	AMERICAN MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Dardenne Prairie City
County	St. Charles County
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,934.00 (+4.97%)	$98,153 (+7.99%)	$516,593 (+7.98%) Land $90,000 Building $426,593
2024	$5,653.00
2023		$90,895
2022			$478,395 Land $60,000 Building $418,395

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Also Mapped Here	MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: AT&T, Gateway Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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