7 Birch Rd, Lincoln, RI 02865 Property Records

Glocester Town property record for 7 Birch Rd, Lincoln, RI 02865

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,232 sqft · built 1952
Lot Size	0.207 acres (9,017 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,443 (2025)
Deeds & Mortgages	Apr 2025 Line of Credit Mar 2024 Refinance + 6 more
Flood Zone	Zone X (minimal risk)
APN	`14-02300-00`

Property Details

APN / Parcel Number

Primary APN	`14-02300-00`
Alternative APN	`LINC M:16 L:099.0 U`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,232 sqft Living Area
Gross Area	3,048 sqft
1st Floor Area	1,232 sqft
Basement Area	1,232 sqft
Unfinished Basement	1,232 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,017 sqft (0.207 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	14-02300-00
Street Address	7 BIRCH RD
City	LINCOLN
State	RI
Zip	02865-3102
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL9
Legal Lot Number	99.0
Jurisdiction	LINCOLN RI
Township / Civil Division	LINCOLN
Census Block Group	2
Census Block	2008
Census Tract	11702

Owner

Source: Glocester Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7 BIRCH RD, LINCOLN, RI 02865-3102
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2025	Deed of Trust, Mortgage · Line of Credit OCEAN STATE CREDIT UNION
Mar 13, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance BANKESB
Aug 23, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance THE WASHINGTON TRUST CO OF WESTERLY
Apr 20, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance PAWTUCKET CU
May 3, 2021	Deed of Trust, Mortgage · Balloon Mortgage THE WASHINGTON TRUST CO OF WESTERLY
May 7, 2020	Deed of Trust, Mortgage · Balloon Mortgage HOMETOWN BANK
Apr 2, 2019	Deed of Trust, Mortgage · Line of Credit WASHINGTON TR CO
Nov 6, 2017	Deed of Trust, Mortgage · Conventional with PMI CITIZENS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN RI
Property Address	7 BIRCH RD, LINCOLN, RI 02865-3102
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002554-80
Date	Apr 9, 2025
Book Page	2554/80
Instrument	2025007782

Lender

Name	OCEAN STATE CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	May 1, 2050

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN RI
Property Address	7 BIRCH RD, LINCOLN, RI 02865-3102
Transaction Type	Mortgage
Record Updated	Mar 28, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002520-371
Date	Mar 13, 2024
Book Page	2520/371
Instrument	2024004048

Lender

Name	BANKESB

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Apr 1, 2049

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN RI
Property Address	7 BIRCH RD, LINCOLN, RI 02865-3102
Transaction Type	Mortgage
Record Updated	Sep 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002500-200
Date	Aug 23, 2023
Book Page	2500/200
Instrument	20230000002146

Lender

Name	THE WASHINGTON TRUST CO OF WESTERLY
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN RI
Property Address	7 BIRCH RD, LINCOLN, RI 02865-3102
Transaction Type	Mortgage
Record Updated	May 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002421-154
Date	Apr 20, 2022
Book Page	2421/154
Instrument	20220000001480

Lender

Name	PAWTUCKET CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	May 1, 2047

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN RI
Property Address	7 BIRCH RD, LINCOLN, RI 02865-3102
Transaction Type	Mortgage
Record Updated	May 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2334-162
Date	May 3, 2021
Book Page	2334/162
Instrument	20210000002190

Lender

Name	THE WASHINGTON TRUST CO OF WESTERLY
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN RI
Property Address	7 BIRCH RD, LINCOLN, RI 02865-3102
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2240-143
Date	May 7, 2020
Book Page	2240/143
Instrument	1641

Lender

Name	HOMETOWN BANK

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Jun 1, 2045

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN RI
Property Address	7 BIRCH RD, LINCOLN, RI 02865-3102
Document Number	2164-130
Instrument Date	Apr 2, 2019
Transaction Type	Mortgage
Record Updated	Apr 24, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 BIRCH RD LINCOLN RI 028653102, LINCOLN, RI 02865-3102

Mortgage

Document Number	2164-130
Date	Apr 3, 2019
Book Page	002164/000130
Instrument	769

Lender

Name	WASHINGTON TR CO

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 2, 2049

Interest

Rate Type	Adjustable Rate

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN RI
Property Address	7 BIRCH RD, LINCOLN, RI 02865-3102
Document Number	2090-79
Book / Page	002090 / 000079
Instrument Date	Nov 6, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 BIRCH RD LINCOLN RI 028653102, LINCOLN, RI 02865-3102

Mortgage

Document Number	2090-79
Date	Nov 28, 2017
Book Page	002090/000079

Lender

Name	CITIZENS BK
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Glocester Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Glocester Town
Secondary School District	Foster-Glocester Regional School District (06 - 12)
Elementary School District	Glocester Elementary School District (PK - 05)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,443.00 (+4.35%)	$402,600 (+27.28%) Land $194,100 Building $208,500	$412,253
2023	$5,216.00	$316,300 Land $147,200 Building $169,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2010–2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jan 2024 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Birch Rd

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