7 Birch Ct, Palmyra, VA 22963 Property Records

Fluvanna County property record for 7 Birch Ct, Palmyra, VA 22963

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 1,592 sqft · built 2003
Lot Size	0.701 acres (30,536 sqft)
Owner	Individual Name on Record
Last Sale	$382,500 (Mar 2007)
Tax Bill	$3,647 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Nov 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18A 3 145`

Property Details

APN / Parcel Number

Primary APN	`18A 3 145`
Alternative APN	`150`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,592 sqft Living Area
Gross Area	5,144 sqft
1st Floor Area	1,592 sqft
Basement Area	1,592 sqft
Finished Basement	1,592 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2014
Exterior Material	Vinyl
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	30,536 sqft (0.701 acres)
Terrain	Rolling
Garage Area	728 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	216 sqft
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	150
Street Address	7 BIRCH CT
City	PALMYRA
State	VA
Zip	22963-2137
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	INST 230001096 MONTPELIER-3 LOT 145 30,533 SF
Legal Subdivision	LAKE MONTICELLO SUBDIVISION
Legal Block	14
Legal Lot Number	145
Jurisdiction	FLUVANNA VA
Township / Civil Division	RIVANNA
Census Block Group	1
Census Block	1001
Census Tract	20103

Owner

Source: Fluvanna County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8 STONEWALL RD, PALMYRA, VA 22963-3324
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage CAPITAL LENDING
Nov 19, 2025	Deed of Distribution, Transfer
Apr 24, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 16, 2007 · Amount on Record
Deed Sale	Mar 16, 2007 · Amount on Record
Deed Document Number	20071388
Deed Book / Page	720 / 704
Last Transfer Date	Apr 4, 2023
Transfer Doc	0000001096
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Recording Date	Sep 14, 2026
Property Address	7 BIRCH CT, PALMYRA, VA 22963-2137
Document Number	0000002810
Instrument Date	Jul 13, 2026
Instrument	20262810
Transaction Type	Mortgage
Record Updated	Sep 23, 2026
Title Company	SERVICE LINK LP, SERVICE LINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 BIRCH CT, PALMYRA, VA 22963-2137

Mortgage

Document Number	0000002810,
Date	Sep 14, 2026
Instrument	20262810

Lender

Name	CAPITAL LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

November 2025: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	FLUVANNA VA
Recording Date	Nov 19, 2025
Property Address	7 BIRCH CT, PALMYRA, VA 22963-2137
Document Number	0250003524
Instrument Date	Oct 10, 2025
Instrument	250003524
Transaction Type	Transfer
Record Updated	Dec 11, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 STONEWALL RD, PALMYRA, VA 22963-3324

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLUVANNA VA
Recording Date	Apr 24, 2023
Property Address	7 BIRCH CT, PALMYRA, VA 22963-2137
Document Number	0230001096
Map Reference	DB 81 PG 552
Instrument Date	Apr 4, 2023
Instrument	230001096
Transaction Type	Transfer
Record Updated	Jul 18, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7 BIRCH CT, PALMYRA, VA 22963-2137

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 BIRCH CT, PALMYRA, VA 22963-2137

Tax Assessment & Valuation

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$483,100 (-) Land $33,000 Building $450,100	$483,100 (-) Land $33,000 Building $450,100
2025	$3,647.00 (+0.66%)	$483,100 (+35.85%) Land $33,000 Building $450,100	$483,100 (+35.85%) Land $33,000 Building $450,100
2024	$3,623.00 (+20.73%)
2023		$355,600 Land $33,000 Building $322,600	$355,600 Land $33,000 Building $322,600
2022	$3,001.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE MONTICELLO private · serves 12,943 people · EPA ID VA2065480
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Firefly Fiber Broadband Fiber	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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