7 Big Bear Rd, Troy, NY 12182 Property Records

Rensselaer County and Schaghticoke Town property record for 7 Big Bear Rd, Troy, NY 12182

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,248 sqft · built 1983
Lot Size	0.38 acres (16,553 sqft)
Owner	Individual Name on File
Last Sale	$195,000 (Oct 2019)
Tax Bill	$6,789 (2026)
Deeds & Mortgages	Oct 2025 Sale Oct 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`384289 70.-3-1.2`

Property Details

APN / Parcel Number

Primary APN	`384289 70.-3-1.2`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,248 sqft Living Area
1st Floor Area	1,248 sqft
Game Room	Game Room

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	16,553 sqft (0.38 acres)
Lot Dimensions	150 ft deep x 110 ft wide
Garage Type	Detached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Above-Ground Pool
Porch	Slab
Porch Area	118 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	7 BIG BEAR RD
City	TROY
State	NY
Zip	12182-1003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Block	3
Legal Lot Number	1.002
Jurisdiction	RENSSELAER NY
Township / Civil Division	SCHAGHTICOKE
Census Block Group	2
Census Block	2001
Census Tract	51902

Owner

7 Big Bear Rd is owned and occupied by an individual who acquired it in September 2025.

Source: Rensselaer County and Schaghticoke Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	7 BIG BEAR RD, TROY, NY 12182-1003
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2025	Executor's Deed, Transfer
Oct 1, 2019	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2019 · Amount on File
Deed Sale	Oct 1, 2019 · Amount on File
Prior Sale	Mar 2, 1995 · Amount on File
Deed Book / Page	8961 / 221
Last Transfer Date	Sep 23, 2025
Transfer Doc	0110950185
Record Updated	Oct 29, 2026

October 2025: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	RENSSELAER NY
Recording Date	Oct 20, 2025
Property Address	7 BIG BEAR RD, TROY, NY 12182-1003
Document Number	0110950185
Book / Page	11095 / 185
Instrument Date	Sep 23, 2025
Instrument	2025-662718
Transaction Type	Transfer
Record Updated	Nov 12, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 BIG BEAR RD, TROY, NY 12182-1003

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RENSSELAER NY
Recording Date	Oct 1, 2019
Property Address	7 BIG BEAR RD, TROY, NY 12182-1003
Document Number	0000558001
Book / Page	008961 / 000221
Instrument Date	Oct 1, 2019
Instrument	558001
Transaction Type	Transfer
Record Updated	Oct 17, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount on Record
Tax	$780.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2303 BURDETT AVE TROY NY 121802408, TROY, NY 12180-2408

Tax Assessment & Valuation

The 2026 property tax bill for 7 Big Bear Rd was $6,789, down 2.8% from the year before.

Source: Rensselaer County and Schaghticoke Town assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
County Subdivision	Schaghticoke Town
Unified School District	Lansingburgh Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,789.00 (-2.75%)
2025	$6,981.00 (+0.79%)	$45,000 (-) Land $11,900 Building $33,100	$316,011 (+6.6%) Land $83,567 Building $232,444
2024	$6,926.00	$45,000 (-) Land $11,900 Building $33,100	$296,443 (+5.73%) Land $78,393 Building $218,050
2023		$45,000 Land $11,900 Building $33,100	$280,374 Land $74,143 Building $206,231

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7 Big Bear Rd in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	10 (1996–2026)
Claims Outside the SFHA	4 of 10
Most Recent Claim	Jun 2026 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Big Bear Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Hudson Valley Wireless Fixed Wireless	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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