Mercer County and Hamilton Township property record for 7 Bernath Dr W, Hamilton, NJ 08690
| Property Type | Single Family Home |
|---|---|
| Details | 2,598 sqft · built 1964 |
| Lot Size | 0.415 acres (18,060 sqft) |
| Owner | Individual Name on File |
| Last Sale | $750,000 (Jan 2026) |
| Tax Bill | $13,375 (2025) |
| Deeds & Mortgages | Jan 2026 Sale & Mortgage May 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-01724-0000-00025 |
| Primary APN | 03-01724-0000-00025 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,598 sqft Living Area |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Construction Type | Frame |
| Lot Area | 18,060 sqft (0.415 acres) |
| Lot Dimensions | 129 ft deep x 140 ft wide |
| Old Parcel Number | 0301265000000039 |
|---|---|
| Street Address | 7 BERNATH DR W |
| City | TRENTON |
| State | NJ |
| Zip | 08690-1344 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | 10150- |
| Legal Subdivision | CHERRY KNOLLS |
| Legal Block | 1724 |
| Legal Lot Number | 25 |
| Jurisdiction | MERCER NJ |
| Township / Civil Division | HAMILTON |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 3006 |
7 Bernath Dr W is owned and occupied by an individual who bought it in January 2026.
Source: Mercer County and Hamilton Township records, as of July 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7 BERNATH DR W, TRENTON, NJ 08690-1344 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Man, Separate Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 7, 2026 | Deed, Transfer · Conventional Mortgage MLD MORTGAGE |
| May 27, 2022 | Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Sep 13, 2019 | Deed of Trust, Mortgage · Line of Credit FIRST BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 7, 2026 · Amount on File |
| Deed Sale | Jan 7, 2026 · Amount on File |
| Prior Sale | May 27, 2022 · Amount on File |
| Deed Document Number | 2026530 |
| Deed Book / Page | 6614 / 1939 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MERCER NJ |
| Recording Date | Jan 7, 2026 |
| Property Address | 7 BERNATH DR W, HAMILTON, NJ 08690-1344 |
| Document Number | 0000000530 |
| Book / Page | 6614 / 1939 |
| Instrument Date | Dec 12, 2025 |
| Instrument | 2026000530 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2026 |
| Title Company | SURE TITLE COMPANY LLC, SURETY TITLE COMPANY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,775.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10 PETTICOAT WAY, HAMILTON, NJ 08619 |
| Name | Verified Name |
|---|---|
| Address | 7 BERNATH DR W, HAMILTON, NJ 08690-1344 |
| Document Number | 0000000531 |
|---|---|
| Date | Jan 7, 2026 |
| Instrument | 2026000531 |
| Name | MLD MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MERCER NJ |
| Recording Date | May 27, 2022 |
| Property Address | 7 BERNATH DR W, HAMILTON, NJ 08690-1344 |
| Document Number | 0000026692 |
| Book / Page | 6486 / 1968 |
| Instrument Date | May 3, 2022 |
| Instrument | 2022026692 |
| Transaction Type | Transfer |
| Record Updated | Jun 10, 2022 |
| Title Company | FOUNDATION TITLE, FOUNDATION TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,325.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3204 TALBOT WAY, 3204, HAMILTON, NJ 08691-3398 |
| Name | Verified Name |
|---|---|
| Address | 7 BERNATH DR W, HAMILTON, NJ 08690-1344 |
| Document Number | 0000026693 |
|---|---|
| Date | May 27, 2022 |
| Instrument | 2022026693 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER NJ |
| Property Address | 7 BERNATH DR W, HAMILTON, NJ 08690-1344 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000039827 |
|---|---|
| Date | Sep 13, 2019 |
| Book Page | 11433/1737 |
| Instrument | 2019039827 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Address | TRENTON, NJ 08690 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 7 Bernath Dr W was $13,375, up 5.2% from the year before.
Source: Mercer County and Hamilton Township assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Mercer County |
| County Subdivision | Hamilton Township |
| Unified School District | Hamilton Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $360,700 (-) Land $104,600 Building $256,100 | $360,700 (-) Land $104,600 Building $256,100 | |
| 2025 | $13,375.00 (+5.22%) | $360,700 Land $104,600 Building $256,100 | $360,700 Land $104,600 Building $256,100 |
| 2024 | $12,711.00 | ||
| 2023 | $360,700 Land $104,600 Building $256,100 | $360,700 Land $104,600 Building $256,100 | |
| 2022 | $11,726.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 7 Bernath Dr W in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective May 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 5 (1978–1979) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Aug 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7 Bernath Dr W is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA NJ - HAMILTON SQUARE private · serves 39,128 people · EPA ID NJ1103001 |
|---|---|
| Water Source | Purchased surface water from TRENTON WATER WORKS |
| Last State Inspection | Oct 2022 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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