7 Beech St, Unit 109, Cambridge, MA 02140 Property Records

Middlesex County and Cambridge City property record for 7 Beech St, Unit 109, Cambridge, MA 02140

Property Summary

Property TypeCondominium
Details3 bd · 2 ba · 1,951 sqft · built 2021
Owner2 Trust Names on File
Last Sale$2,648,000 (Jun 2022)
Tax Bill$13,103 (2025)
Deeds & MortgagesJun 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNCAMB M:00181 L:0020700109

Property Details

APN / Parcel Number

Primary APNCAMB M:00181 L:0020700109

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Units84 Units
Stories1 Story
Building Area1,951 sqft Living Area

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Architectural StyleCondo/Apartment
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address7 BEECH ST, 109
CityCAMBRIDGE
StateMA
Zip02140-1938
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
JurisdictionCAMBRIDGE MA
Township / Civil DivisionCAMBRIDGE
Census Block Group1
Census Block1013
Census Tract354700

Owner

7 Beech St, Unit 109 is owner-occupied and held in a trust since June 2022.

Source: Middlesex County and Cambridge City records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Trust Names on File
Mailing Address7 BEECH ST, 109, CAMBRIDGE, MA 02140-1938
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 27, 2022 · Amount on File
Deed SaleJun 27, 2022 · Amount on File
Deed Document Number202296971
Deed Book / Page80341 / 46
Record UpdatedSep 20, 2026

June 2022: Condominium Deed, Transfer

Document TypeCondominium Deed
JurisdictionCAMBRIDGE MA
Recording DateJun 27, 2022
Property Address7 BEECH ST UNIT 109, 109, CAMBRIDGE, MA 02140-1938
Document Number0080341-46
Book / Page80341 / 46
Instrument DateJun 27, 2022
Instrument96971
Transaction TypeTransfer
Record UpdatedAug 4, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7 BEECH ST UNIT 109, 109, CAMBRIDGE, MA 02140-1938

Mortgage

Document Number0000096973
DateJun 27, 2022
Instrument96973
Lender
NameMORGAN STANLEY CREDIT CORP
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Rate3.85%
Type Change DateJul 1, 2032
Max Rate At Change3%
IndexOther
Margin3

Tax Assessment & Valuation

The 2025 property tax bill for 7 Beech St, Unit 109 was $13,103, up 6.4% from the year before.

Source: Middlesex County and Cambridge City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityCambridge City
Unified School DistrictCambridge School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$13,103.00 (+6.41%)$2,063,500 (-0.8%) Building $2,063,500$1,609,585 (-12.08%)
2024$12,314.00 (+12.61%)$2,080,100 (+11.47%) Building $2,080,100$1,830,650
2023$10,935.00$1,866,000 Building $1,866,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7 Beech St, Unit 109 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1979)
Most Recent ClaimJan 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 7 Beech St, Unit 109 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAMBRIDGE WATER DEPARTMENT
serves 118,214 people · EPA ID MA3049000
Water SourceSurface water
Last State InspectionJun 2023
Lead8 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,054 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

May also be available: Netafy, Starry.

Nearby Properties on Beech St

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