7 Bears Den, Oakland, NJ 07436 Property Records

Bergen County and Oakland Borough property record for 7 Bears Den, Oakland, NJ 07436

Property Summary

Property Type	Single Family Home
Details	2,212 sqft · built 1998
Lot Size	0.195 acres (8,494 sqft)
Owner	2 Individual Names on Record
Last Sale	$840,000 (Jul 2023)
Tax Bill	$16,243 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`42-00802-0000-00047`

Property Details

APN / Parcel Number

Primary APN	`42-00802-0000-00047`
Alternative APNs	`4202601001400019` `42026011400019`

Interior

Building Area	2,212 sqft Living Area

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Lot Area	8,494 sqft (0.195 acres)

Location & Zoning

Old Parcel Number	42026011400019
Street Address	7 BEARS DEN
City	OAKLAND
State	NJ
Zip	07436-2339
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAC
Legal Description	0.195 AC
Legal Subdivision	RAMAPO RIVER CLUB PH 1
Legal Block	802
Legal Lot Number	47
Jurisdiction	BERGEN NJ
Township / Civil Division	OAKLAND
Census Block Group	3
Census Block	3000
Census Tract	39100

Owner

Source: Bergen County and Oakland Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7 BEARS DEN, OAKLAND, NJ 07436-2339
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2023 · Amount on Record
Deed Sale	Jul 27, 2023 · Amount on Record
Prior Sale	Oct 4, 2016 · Amount on Record
Deed Document Number	202349090
Deed Book / Page	5046 / 422
Record Updated	Oct 29, 2026

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Jul 27, 2023
Property Address	7 BEARS DEN, OAKLAND, NJ 07436-2339
Document Number	0050460422
Book / Page	5046 / 422
Instrument Date	Jul 19, 2023
Instrument	2023049090
Transaction Type	Transfer
Record Updated	Aug 29, 2023
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,729.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7 BEARS DEN, OAKLAND, NJ 07436-2339

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 BEARS DEN, OAKLAND, NJ 07436-2339

Mortgage

Document Number	2023049091
Date	Jul 27, 2023
Instrument	2023049091

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Aug 1, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.7%
Margin	3
Max Rate	10.7%

Tax Assessment & Valuation

Source: Bergen County and Oakland Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Oakland Borough
Elementary School District	Oakland Borough School District (KG - 08)
Secondary School District	Ramapo-Indian Hill Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$790,200 (+6.3%) Land $290,800 Building $499,400	$790,200 (+6.3%) Land $290,800 Building $499,400
2025	$16,243.00 (+2.1%)	$743,400 (+18.36%) Land $284,900 Building $458,500	$743,400 (+18.36%) Land $284,900 Building $458,500
2024	$15,909.00 (+10.26%)
2023		$628,100 (+2.38%) Land $245,000 Building $383,100	$628,100 (+2.38%) Land $245,000 Building $383,100
2022	$14,429.00 (-11.4%)	$613,500 Land $239,000 Building $374,500	$613,500 Land $239,000 Building $374,500
2021	$16,286.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	148 (1980–2023)
Claims Outside the SFHA	34 of 148
Most Recent Claim	Dec 2023 · river or lake flooding
Claims by Event	Hurricane Irene, Aug 2011 · 29 claims Severe Storms And Flooding, Mar 2010 · 19 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 26 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAKLAND WATER DEPT serves 12,754 people · EPA ID NJ0242001
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Optimum Cable · Fiber in parts of the area	940 / 35