7 Bay Rd, Camden, ME 04843 Property Records

Knox County and Camden Town property record for 7 Bay Rd, Camden, ME 04843

Property Summary

Property TypeSingle Family Home
Details7 bd · 3 ba · 1,854 sqft · built 1973
Lot Size0.07 acres (3,049 sqft)
OwnerTrust Name on File
Last Sale$920,000 (Nov 2018)
Tax Bill$14,073 (2025)
Deeds & MortgagesJan 2021 Refinance
Nov 2018 Mortgage
Flood ZoneZone X (minimal risk)
APNM:125 L:011

Property Details

APN / Parcel Number

Primary APNM:125 L:011
Alternative APNs
  • CAMD M:125 B:011 L:000 U:000
  • 2205

Interior

Bedrooms7 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area1,854 sqft Living Area
Gross Area3,690 sqft

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Architectural StyleCape Cod
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area3,049 sqft (0.07 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number2205
Street Address7 BAY RD
CityCAMDEN
StateME
Zip04843-2239
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block11
JurisdictionCAMDEN ME
Township / Civil DivisionCAMDEN
Census Block Group2
Census Block2006
Census Tract970200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chestnut Street Historic District
listed 1991 · 84 contributing resources · NRIS 91000325

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

7 Bay Rd is held in a trust since November 2018.

Source: Knox County and Camden Town records, as of July 30, 2026

Owner of RecordTrust Name on File
Mailing Address4700 CONNECTICUT AVE NW, 502, WASHINGTON, DC 20008-5600
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 26, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
STATE DEPARTMENT FCU
Nov 2, 2018Warranty Deed, Transfer
WRIGHT PATMAN CONGRESSIONAL FC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 2, 2018 · Amount on File
Deed SaleNov 2, 2018 · Amount on File
Prior SaleNov 8, 2010
Deed Document Number201810836
Deed Book / Page5356 / 226
Transfer Doc03529-0313
Record UpdatedOct 29, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAMDEN ME
Property Address7 BAY RD, CAMDEN, ME 04843-2239
Transaction TypeMortgage
Record UpdatedJul 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0056740185
DateJan 26, 2021
Book Page5674/185
Instrument2021-812
Lender
NameSTATE DEPARTMENT FCU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueFeb 1, 2051

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCAMDEN ME
Recording DateNov 2, 2018
Property Address7 BAY RD, CAMDEN, ME 04843-2239
Document Number0053560226
Book / Page005356 / 000226
Instrument DateOct 2, 2018
Instrument10836
Transaction TypeTransfer
Record UpdatedNov 30, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4700 CONNECTICUT AVE NW #502 WASHINGTON DC 200085600, 502, WASHINGTON, DC 20008-5600

Mortgage

Document Number53560228
DateNov 2, 2018
Book Page005356/000228
Instrument10837
Lender
NameWRIGHT PATMAN CONGRESSIONAL FC
AddressOAKTON, VA 22124
Agreement
AmountAmount on Record
Term360 Months
DueNov 1, 2048
Interest
Rate TypeAdjustable Rate
Rate3.87%

Tax Assessment & Valuation

The 2025 property tax bill for 7 Bay Rd was $14,073, up 9.5% from the year before.

Source: Knox County and Camden Town assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyKnox County
County SubdivisionCamden Town
Secondary School DistrictFive Town Community School District (09 - 12)
Elementary School DistrictSchool Administrative District 28 (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$14,073.00 (+9.53%)$1,223,700 (-) Land $799,900 Building $423,800
2024$12,849.00$1,223,700 Land $799,900 Building $423,800
2022$10,870.00$823,500 Land $486,800 Building $336,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 7 Bay Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims9 (1980–2024)
Most Recent ClaimMar 2024 · tidal / storm surge
Claims by Event
  • Severe Storms And Flooding, Jan 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Bay Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 93% of Maine
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMAINE WATER COMPANY CAMDEN & ROCKLAND
private · serves 21,315 people · EPA ID ME0090300
Water SourceSurface water
Last State InspectionJul 2023
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

Nearby Properties on Bay Rd

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