Monroe County property record for 7 Barracuda Ln, Key Largo, FL 33037
| Property Type | Professional Building (Legal, Insurance, Real Estate, Business) |
|---|---|
| Details | 3,064 sqft · built 1979 |
| Lot Size | 2.38 acres (103,729 sqft) |
| Owner | Company Name on Record |
| Last Sale | $750,000 (Dec 2012) |
| Tax Bill | $6,728 (2024) |
| Deeds & Mortgages | Oct 2020 Line of Credit Mar 2018 Loan Modification |
| Flood Zone | Zone AE (high risk) |
| APN | 00081780-000207 |
| Primary APN | 00081780-000207 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,064 sqft Total Area |
| 1st Floor Area | 3,064 sqft |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Other |
| Fire Resistance | Masonry Walls, Wood Interior |
| Lot Area | 103,729 sqft (2.38 acres) |
| Porch | Open Porch |
| Porch Area | 322 sqft |
| Account Number | 1090204 |
|---|---|
| Old Parcel Number | 07594100081780000207 |
| Street Address | 7 BARRACUDA LN |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-3733 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Professional Building (Legal, Insurance, Real Estate, Business) |
| Legal Description | UNIT 7 OCEAN REEF LANDINGS PROPERTY OWNERS ASSOC INC AND INT IN COMMON ELEMENTS OR902-320/325OR917-9/10 OR1075-1384/85 |
| Legal Range | 41E |
| Legal Township | 59S |
| Legal Section | 07 |
| Legal Subdivision | OCEAN REEF LANDINGS |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 3 |
| Census Block | 3090 |
| Census Tract | 972700 |
Source: Monroe County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 7 BARRACUDA LN, KEY LARGO, FL 33037-3733 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Date | Document |
|---|---|
| Oct 14, 2020 | Deed of Trust, Mortgage · Line of Credit CENTERSTATE BANK NA |
| Mar 19, 2018 | Loan Modification, Mortgage · Line of Credit GIBRALTAR PRIVATE BK&TR FSB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 1, 2012 · Amount on Record |
| Deed Sale | Dec 1, 2012 · Amount on Record |
| Deed Document Number | 0026062014 |
| Deed Book / Page | 1980 / 1494 |
| Prior Transfer Date | Mar 4, 2004 |
| Prior Transfer Doc | 1428969 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 7 BARRACUDA LN, KEY LARGO, FL 33037-3733 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 7 BARRACUDA LN, KEY LARGO, FL 33037-3733 |
| Document Number | 0030492356 |
|---|---|
| Date | Oct 14, 2020 |
| Book Page | 3049/2356 |
| Instrument | 2285760 |
| Name | CENTERSTATE BANK NA |
|---|---|
| Type | Bank |
| Address | HOMESTEAD, FL 33030 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 7 BARRACUDA LN, KEY LARGO, FL 33037-3733 |
| Document Number | 0029002022 |
| Instrument Date | Mar 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 7 BARRACUDA LN KEY LARGO FL 330373733, KEY LARGO, FL 33037-3733 |
| Document Number | 0029002022 |
|---|---|
| Date | Apr 12, 2018 |
| Book Page | 002900/002022 |
| Instrument | 2163965 |
| Name | GIBRALTAR PRIVATE BK&TR FSB |
|---|---|
| Type | Bank |
| Address | CORAL GABLES, FL 33134 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,594,096 (+58.41%) Building $1,594,096 | $1,594,096 (+58.41%) Building $1,594,096 | |
| 2024 | $6,728.00 (-1.2%) | ||
| 2023 | $6,810.00 (+1.72%) | $1,006,312 (-) Building $1,006,312 | $1,006,312 (-) Building $1,006,312 |
| 2022 | $6,695.00 | $1,006,312 Building $1,006,312 | $1,006,312 Building $1,006,312 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 838 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 1,585 units insured incl. 747 condo units |
| Nearby Flood Claims | 78 (2005–2023) |
| Claims Outside the SFHA | 1 of 78 |
| Most Recent Claim | Nov 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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