7 Bards Ln, Fletcher, NC 28732 Property Records

Henderson County property record for 7 Bards Ln, Fletcher, NC 28732

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,960 sqft · built 1994
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Tax Bill	$2,472 (2025)
Deeds & Mortgages	Sep 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`9661695803`

Property Details

APN / Parcel Number

Primary APN	`9661695803`
Alternative APNs	`00966169580355` `9972133`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Stories	2 Stories
Building Area	3,960 sqft Heated Area
1st Floor Area	1,320 sqft
Upper Floors Area	1,320 sqft
Basement Area	1,320 sqft
Finished Basement	1,320 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)

Exterior Amenities

Porch	Slab
Porch Area	32 sqft
Deck Area	240 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	9972133
Street Address	7 BARDS LN
City	FLETCHER
State	NC
Zip	28732-8563
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	9972133~R2
Legal Description	JOHN P HILKERT LO3-C1 PL2003-4429
Legal Subdivision	HILKERT, JOHN P (#2,3 COVE CRK) (3648)
Legal Block	69
Legal Lot Number	5803
Jurisdiction	HENDERSON NC
Township / Civil Division	HOOPERS CREEK
Census Block Group	2
Census Block	2028
Census Tract	930502

Owner

Source: Henderson County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 66, FLETCHER, NC 28732-0066
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 13, 2006
Transfer Doc	0012960428
Record Updated	Sep 20, 2026

September 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HENDERSON NC
Property Address	7 BARDS LN, FLETCHER, NC 28732-8563
Document Number	0034010659
Instrument Date	Sep 11, 2019
Transaction Type	Mortgage
Record Updated	Nov 13, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 BARDS LN FLETCHER NC 287328563, FLETCHER, NC 28732-8563

Mortgage

Document Number	0034010659
Date	Oct 18, 2019
Book Page	003401/000659
Instrument	913059

Lender

Name	CAPITAL BK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Oct 17, 2034

Interest

Rate Type	Adjustable Rate
Rate	5.5%

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$461,300 (-) Land $100,000 Building $361,300
2025	$2,472.00	$461,300 (-) Land $100,000 Building $361,300
2023		$461,300 Land $100,000 Building $361,300	$461,300 Land $100,000 Building $361,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Bards Ln

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