7 Barbara Ter, Watertown, MA 02472 Property Records

Middlesex County and Watertown City property record for 7 Barbara Ter, Watertown, MA 02472

Property Summary

Property TypeCondominium
Details3 bd · 2.5 ba · 2,204 sqft · built 2005
Lot Size0.145 acres (6,337 sqft)
OwnerIndividual Name on File
Last Sale$920,000 (Jul 2021)
Tax Bill$12,101 (2026)
Deeds & MortgagesJul 2021 Sale & Mortgage
Jun 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN30063829

Property Details

APN / Parcel Number

Primary APN30063829
Alternative APNs
  • WATE M:0406 B:0006 L:0003A
  • 9890

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area2,204 sqft Living Area
Gross Area2,688 sqft
Basement Area471 sqft
Unfinished Basement471 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleOther
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area6,337 sqft
Garage TypeBasement
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number9890
Street Address7 BARBARA TER
CityWATERTOWN
StateMA
Zip02472-3302
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeT
Legal Block6
Legal Lot Number3A
JurisdictionWATERTOWN MA
Township / Civil DivisionWATERTOWN TOWN
Census Block Group2
Census Block2012
Census Tract370202

Owner

7 Barbara Ter, a condominium, is owned and occupied by an individual who bought it in July 2021.

Source: Middlesex County and Watertown City records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address7 BARBARA TER, WATERTOWN, MA 02472-3302
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 15, 2021Condominium Deed, Transfer · Stand-Alone First Mortgage
POLI MORTGAGE GROUP INC
Jun 28, 2019Deed of Trust, Mortgage · Line of Credit
THIRD FED'L S&L ASSN

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 15, 2021 · Amount on File
Deed SaleJul 15, 2021 · Amount on File
Prior SaleOct 11, 2013 · Amount on File
Deed Book / Page78254 / 441
Transfer Doc62773-440
Record UpdatedOct 29, 2026

July 2021: Condominium Deed, Transfer

Document TypeCondominium Deed
JurisdictionWATERTOWN MA
Recording DateJul 15, 2021
Property Address7 BARBARA TER, WATERTOWN, MA 02472-3302
Document Number078254-441
Book / Page78254 / 441
Instrument DateJul 15, 2021
Instrument160054
Transaction TypeTransfer
Record UpdatedJan 17, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7 BARBARA TER # 7, 7, WATERTOWN, MA 02472-3302

Mortgage

Document Number0000160055
DateJul 15, 2021
Instrument160055
Lender
NamePOLI MORTGAGE GROUP INC
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATERTOWN MA
Property Address7 BARBARA TER, WATERTOWN, MA 02472-3302
Document Number72905-499
Instrument DateJun 28, 2019
Transaction TypeMortgage
Record UpdatedJul 30, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address7 BARBARA TER WATERTOWN MA 024723302, WATERTOWN, MA 02472-3302

Mortgage

Document Number72905-499
DateJul 11, 2019
Book Page072905/000499
Instrument97833
Lender
NameTHIRD FED'L S&L ASSN
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJul 10, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 7 Barbara Ter was $12,101, up 5.3% from the year before.

Source: Middlesex County and Watertown City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityWatertown City
Unified School DistrictWatertown School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$12,101.00 (+5.31%)$991,900 (+0.82%) Building $991,900$1,051,139 (-4.3%)
2025$11,491.00 (+6.91%)$983,800 (+7.1%) Building $983,800$1,098,390 (+3.41%)
2024$10,748.00 (-10.61%)$918,600 (+3.75%) Building $918,600$1,062,195
2023$12,024.00$885,400 Building $885,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7 Barbara Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 7 Barbara Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERTOWN DEPARTMENT OF PUBLIC WORKS
serves 35,985 people · EPA ID MA3314000
Water SourcePurchased surface water from MWRA
Last State InspectionOct 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 856 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000
Astound Broadband
Cable
1,500 / 50
T-Mobile
Fixed Wireless
100 / 20

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