Flagler County property record for 7 Banton Ln, Palm Coast, FL 32137
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,751 sqft · built 1991 |
| Lot Size | 0.288 acres (12,545 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $265,900 (Feb 2021) |
| Tax Bill | $6,187 (2025) |
| Deeds & Mortgages | Feb 2024 Transfer Oct 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7012-00020-0210 |
| Primary APN | 07-11-31-7012-00020-0210 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 2,751 sqft Living Area |
| Gross Area | 3,899 sqft |
| 1st Floor Area | 2,751 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 12,545 sqft (0.288 acres) |
| Driveway | Concrete Driveway |
| Driveway Area | 960 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 7 BANTON LN |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32137-8887 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST SECTION 12 BLOCK 00002 LOT 0021 SUBDIVISION COMPLETION YEAR 1979 OR 143 PG 576 OR 388 PG 881 OR 803 PG 1379 OR 1352/1623 OR 1768/1734 OR 2075/861 |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 2 |
| Legal Lot Number | 21 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 60219 |
7 Banton Ln is owned and occupied by two individuals who acquired it in January 2024.
Source: Flagler County records, as of March 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7 BANTON LN, PALM COAST, FL 32137-8887 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 8, 2024 | Intrafamily Transfer, Transfer |
| Oct 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SECURITY NATIONAL MORTGAGE CO |
| Feb 15, 2021 | Re-recorded Document TITLE MART LLC, TITLE ROOT LLC |
| Feb 9, 2021 | Warranty Deed, Transfer · FHA Mortgage SECURITY NATIONAL MORTGAGE CO |
| Nov 24, 2017 | Loan Modification, Mortgage · Conventional Mortgage VYSTAR CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 9, 2021 · Amount on File |
| Deed Sale | Feb 9, 2021 · Amount on File |
| Prior Sale | Jul 17, 2015 · Amount on File |
| Deed Document Number | 20216555 |
| Deed Book / Page | 2524 / 1486 |
| Last Transfer Date | Jan 3, 2024 |
| Transfer Doc | 0028450234 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Feb 8, 2024 |
| Property Address | 7 BANTON LN, PALM COAST, FL 32137-8887 |
| Document Number | 0028450234 |
| Book / Page | 2845 / 234 |
| Map Reference | MB 35 PG 528 |
| Instrument Date | Jan 23, 2024 |
| Instrument | 2024005273 |
| Transaction Type | Transfer |
| Record Updated | Feb 27, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7 BANTON LN, PALM COAST, FL 32137-8887 |
| Name | Verified Name |
|---|---|
| Address | 7 BANTON LN, PALM COAST, FL 32137-8887 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 7 BANTON LN, PALM COAST, FL 32137-8887 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 7 BANTON LN, PALM COAST, FL 32137-8887 |
| Document Number | 0026171241 |
|---|---|
| Date | Oct 15, 2021 |
| Book Page | 2617/1241 |
| Instrument | 2021057199 |
| Name | SECURITY NATIONAL MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SALT LAKE CITY, UT 84123 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Re-recorded Document |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Feb 15, 2021 |
| Property Address | 7 BANTON LN, PALM COAST, FL 32137-8887 |
| Document Number | 0025261529 |
| Book / Page | 2526 / 1529 |
| Map Reference | MB 6 PG 73-77 |
| Instrument Date | Dec 29, 2020 |
| Instrument | 2021007586 |
| Record Updated | Jul 12, 2022 |
| Title Company | TITLE MART LLC, TITLE ROOT LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 7 BANTON LN, 7, PALM COAST, FL 32137-8887 |
| Name | Verified Name |
|---|---|
| Address | 210 SILVER FOX TRL, CLEVELAND, GA 30528-2681 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Feb 9, 2021 |
| Property Address | 7 BANTON LN, PALM COAST, FL 32137-8887 |
| Document Number | 0025241486 |
| Book / Page | 2524 / 1486 |
| Map Reference | MB 33 PG 54-61 |
| Instrument Date | Dec 29, 2020 |
| Instrument | 2021006555 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2022 |
| Title Company | TITLE ROOT LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,861.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7 BANTON LN, 7, PALM COAST, FL 32137-8887 |
| Name | Verified Name |
|---|---|
| Address | 210 SILVER FOX TRL, CLEVELAND, GA 30528-2681 |
| Document Number | 0025241488 |
|---|---|
| Date | Feb 9, 2021 |
| Book Page | 2524/1488 |
| Instrument | 2021006556 |
| Name | SECURITY NATIONAL MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SALT LAKE CITY, UT 84123 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jan 1, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 7 BANTON LN, PALM COAST, FL 32137-8887 |
| Document Number | 0022471479 |
| Book / Page | 002247 / 001479 |
| Instrument Date | Nov 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7 BANTON LN PALM COAST FL 321378887, PALM COAST, FL 32137-8887 |
| Document Number | 0022471479 |
|---|---|
| Date | Dec 15, 2017 |
| Book Page | 002247/001479 |
| Instrument | 43926 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32232-5085 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 14, 2032 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.62% |
The 2025 property tax bill for 7 Banton Ln was $6,187, up 15.9% from the year before.
Source: Flagler County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,187.00 (+15.9%) | $340,463 Land $65,000 Building $275,463 | $340,463 Land $65,000 Building $275,463 |
| 2024 | $5,338.00 (-2.89%) | ||
| 2023 | $5,497.00 (-2.4%) Homeowner's exemption Widower's exemption | $344,454 (+1.54%) Land $59,000 Building $285,454 | $344,454 (+1.54%) Land $59,000 Building $285,454 |
| 2022 | $5,632.00 Homeowner's exemption Widower's exemption | $339,231 Land $62,000 Building $277,231 | $339,231 Land $62,000 Building $277,231 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7 Banton Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 38 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 38 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7 Banton Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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