7 Bank Ct, Placida, FL 33946 Property Records

Charlotte County property record for 7 Bank Ct, Placida, FL 33946

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$60,000 (Feb 2020)
Tax Bill	$194 (2025)
Deeds & Mortgages	Feb 2020 Sale & Mortgage Apr 2018 Sale
Flood Zone	Zone X (moderate risk)
APN	`412129153001`

Property Details

APN / Parcel Number

Primary APN	`412129153001`
Alternative APNs	`00968740396600` `10004683649`

Exterior

Lot Area	7,500 sqft (0.172 acres)

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	00968740396600
Street Address	7 BANK CT
City	PLACIDA
State	FL
Zip	33946-5014
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	RSF5
Legal Description	ROTONDA SANDS UN1 BLK5 LT96 1332/728 2710/1761 AFF4298/1590 4298/1591 4543/283
Legal Range	21E
Legal Township	41S
Legal Section	29
Legal Subdivision	ROTONDA SANDS UN1
Legal Tract	RSD
Legal Block	5
Legal Lot Number	96
Jurisdiction	CHARLOTTE FL
Township / Civil Division	GROVE CITY-ROTONDA
Census Block Group	1
Census Block	1014
Census Tract	30504

Owner

Source: Charlotte County records, as of January 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10545 NW 2ND CT, PLANTATION, FL 33324-1750
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2020	Grant Deed, Transfer · Conventional Mortgage AMERICAN PRIME
Apr 2, 2018	Warranty Deed, Transfer SUNCOAST ONE TITLE AND CLOSINGS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2020 · Amount on Record
Deed Sale	Feb 24, 2020 · Amount on Record
Prior Sale	Apr 2, 2018 · Amount on Record
Deed Document Number	20202789298
Deed Book / Page	4543 / 283
Prior Transfer Date	Apr 18, 2005
Prior Transfer Doc	0027101761
Record Updated	Jun 8, 2026

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Feb 24, 2020
Property Address	7 BANK CT, PLACIDA, FL 33946-5014
Document Number	0045430283
Book / Page	004543 / 000283
Instrument Date	Feb 7, 2020
Instrument	2789298
Transaction Type	Transfer
Record Updated	Mar 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6100 BLUE LAGOON DR #410 MIAMI FL 331262079, 410, MIAMI, FL 33126-2079

Mortgage

Document Number	45430286
Date	Feb 24, 2020
Book Page	004543/000286
Instrument	2789299

Lender

Name	AMERICAN PRIME
Address	MIAMI, FL 33126
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Feb 23, 2027

Interest

Rate	8%

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Apr 2, 2018
Property Address	7 BANK CT, PLACIDA, FL 33946-5014
Document Number	0042981591
Book / Page	004298 / 001591
Instrument Date	Mar 29, 2018
Instrument	2599637
Transaction Type	Transfer
Record Updated	Apr 16, 2018
Title Company	SUNCOAST ONE TITLE AND CLOSINGS

Transaction

Amount	Amount Recorded
Tax	$58.10
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5775 BLUE LAGOON DR #350 MIAMI FL 331262587, 350, MIAMI, FL 33126-2587
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$194.00 (-54.46%)	$16,150 (+89.18%) Land $16,150	$16,150 (-19.25%) Land $16,150
2024	$426.00 (+1.91%)
2023	$418.00 (+11.17%)	$8,537 (-42.61%)	$20,000 (+34.45%) Land $20,000
2022	$376.00	$14,875 Land $14,875	$14,875 Land $14,875

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 476 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	625 units insured incl. 149 condo units
Nearby Flood Claims	62 (2022–2024)
Claims Outside the SFHA	4 of 62
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 19 claims Hurricane Ian, Sep 2022 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: BridgeMAXX Suncoast Broadband.

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