7 Bancroft St, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 7 Bancroft St, Gardner, MA 01440 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,442 sqft · built 1920
Lot Size	0.121 acres (5,280 sqft)
Owner	Individual Name on File
Last Sale	$237,000 (Aug 2020)
Tax Bill	$42 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Mar 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:N-27 B:0012 L:0037`

Property Details

APN / Parcel Number

Primary APN	`M:N-27 B:0012 L:0037`
Alternative APN	`GARD M:M27 B:14 L:37`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,442 sqft Living Area
Gross Area	2,854 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,280 sqft (0.121 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Street Address	7 BANCROFT ST
City	GARDNER
State	MA
Zip	01440-1903
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	14
Legal Lot Number	37
Jurisdiction	GARDNER MA
Township / Civil Division	GARDNER
Census Block Group	2
Census Block	2000
Census Tract	707400

Owner

Source: Worcester County and Gardner City records · APN M:N-27 B:0012 L:0037

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	7 BANCROFT ST, GARDNER, MA 01440-1903
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2020	Quit Claim Deed, Transfer · FHA Mortgage GUARANTEED RATE INC
Mar 05, 2020	Warranty Deed, Transfer NOT AVAILABLE
Jan 29, 2020	Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 28, 2020 · Amount on Record
Deed Sale	Aug 28, 2020 · Amount on Record
Prior Sale	Mar 05, 2020 · Amount on Record
Prior Transfer Date	Jan 06, 2020
Prior Transfer Doc	61813-167
Record Updated	Jun 08, 2026

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARDNER MA
Recording Date	Aug 28, 2020
Property Address	7 BANCROFT ST, GARDNER, MA 01440-1903
Document Number	63136-196
Book / Page	63136 / 196
Instrument Date	Aug 26, 2020
Instrument	98279
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7 BANCROFT ST, GARDNER, MA 01440-1903

Mortgage

Document Number	98280
Date	Aug 28, 2020
Instrument	98280

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GARDNER MA
Recording Date	Mar 05, 2020
Property Address	7 BANCROFT ST, GARDNER, MA 01440-1903
Document Number	61999-263
Book / Page	061999 / 000263
Instrument Date	Feb 28, 2020
Instrument	23703
Transaction Type	Transfer
Record Updated	Mar 24, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$597.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 HARRISON ST LEOMINSTER MA 014532924, LEOMINSTER, MA 01453-2924

January 2020: Foreclosure

Document Type	Foreclosure
Jurisdiction	GARDNER MA
Recording Date	Jan 29, 2020
Property Address	7 BANCROFT ST, GARDNER, MA 01440-1903
Document Number	61813-167
Book / Page	061813 / 000167
Instrument Date	Jan 06, 2020
Instrument	9562
Transaction Type	Foreclosure
Record Updated	Feb 18, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$598.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1 MORTGAGE WAY MOUNT LAUREL NJ 080544637, MOUNT LAUREL, NJ 08054-4637

Tax Assessment & Valuation

Source: Worcester County and Gardner City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Gardner City
Unified School District	Gardner School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$42.00 (-98.99%)	$294,600 (+5.78%) Land $65,800 Building $228,800	$351,310
2024	$4,175.00 (+3.42%)	$278,500 (+11.27%) Land $59,800 Building $218,700
2023	$4,037.00	$250,300 Land $58,900 Building $191,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 272 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 2,000
Gateway Fiber Holdings	Fiber	2,000 / 2,000

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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