7 Baker Ln, Dumont, NJ 07628 Property Records

Bergen County and Dumont Borough property record for 7 Baker Ln, Dumont, NJ 07628

Property Summary

Property Type	Single Family Home
Details	2,027 sqft · built 1925
Lot Size	0.207 acres (8,999 sqft)
Owner	2 Individual Names on Record
Tax Bill	$15,545 (2025)
Deeds & Mortgages	Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-01313-0000-00001`

Property Details

APN / Parcel Number

Primary APN	`10-01313-0000-00001`
Alternative APNs	`100131300001` `182300`

Interior

Building Area	2,027 sqft Living Area

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Lot Area	8,999 sqft (0.207 acres)
Lot Dimensions	100 ft deep x 90 ft wide

Location & Zoning

Account Number	182300
Street Address	7 BAKER LN
City	DUMONT
State	NJ
Zip	07628-3101
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	90X100
Legal Subdivision	MERRITT PARK C SERIES
Legal Block	1313
Legal Lot Number	1
Jurisdiction	BERGEN NJ
Township / Civil Division	DUMONT
Census Block Group	7
Census Block	7013
Census Tract	10100

Owner

Source: Bergen County and Dumont Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7 BAKER LN, DUMONT, NJ 07628-3101
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2006
Deed Sale	Aug 10, 2006
Deed Book / Page	9126 / 231
Prior Transfer Date	Aug 4, 2006
Prior Transfer Doc	9126000231
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	7 BAKER LN, DUMONT, NJ 07628-3101
Transaction Type	Mortgage
Record Updated	Mar 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0045271407
Date	Jan 10, 2022
Book Page	4527/1407
Instrument	2022003699

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Bergen County and Dumont Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Dumont Borough
Unified School District	Dumont Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$710,700 (+6.98%) Land $342,400 Building $368,300	$710,700 (+6.98%) Land $342,400 Building $368,300
2025	$15,545.00 (+6.34%)	$664,300 (+84.73%) Land $314,500 Building $349,800	$664,300 (+84.73%) Land $314,500 Building $349,800
2024	$14,618.00 (+4.69%)
2023		$359,600 Land $182,500 Building $177,100	$359,600 Land $182,500 Building $177,100
2022	$13,963.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 752 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20