7 Bailey Ter, Chelmsford, MA 01824 Property Records

Middlesex County and Chelmsford Town property record for 7 Bailey Ter, Chelmsford, MA 01824

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,040 sqft · built 1958
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Last Sale	$56,000 (Jun 1993)
Tax Bill	$6,591 (2026)
Deeds & Mortgages	Apr 2024 Line of Credit Jul 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`10503`

Property Details

APN / Parcel Number

Primary APN	`10503`
Alternative APN	`CHEL M:0055 B:0207 L:17`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
Gross Area	2,376 sqft
1st Floor Area	1,040 sqft
Basement Area	604 sqft
Unfinished Basement	604 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Metal
Lot Area	12,632 sqft (0.29 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	10503
Street Address	7 BAILEY TER
City	CHELMSFORD
State	MA
Zip	01824-2903
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Block	207
Legal Lot Number	17
Jurisdiction	CHELMSFORD MA
Township / Civil Division	CHELMSFORD
Census Block Group	1
Census Block	1022
Census Tract	317102

Owner

7 Bailey Ter is owned and occupied by two individuals who bought it in June 1993.

Source: Middlesex County and Chelmsford Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7 BAILEY TER, CHELMSFORD, MA 01824-2903
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2024	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Jul 30, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 1993 · Amount on File
Deed Sale	Jun 30, 1993 · Amount on File
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHELMSFORD MA
Property Address	7 BAILEY TER, CHELMSFORD, MA 01824-2903
Transaction Type	Mortgage
Record Updated	Apr 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	038411-169
Date	Apr 5, 2024
Book Page	38411/169
Instrument	8905

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	May 1, 2049

Interest

Rate Type	Adjustable Rate

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHELMSFORD MA
Property Address	7 BAILEY TER, CHELMSFORD, MA 01824-2903
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036069-16
Date	Jul 30, 2021
Book Page	36069/16
Instrument	44887

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Aug 1, 2041

Tax Assessment & Valuation

The 2026 property tax bill for 7 Bailey Ter was $6,591, up 6.9% from the year before.

Source: Middlesex County and Chelmsford Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Chelmsford Town
Unified School District	Chelmsford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,591.00 (+6.89%)	$496,700 (+11.97%) Land $285,500 Building $211,200	$600,970 (-)
2025	$6,166.00 (+2.99%)	$443,600 (+0.91%) Land $259,900 Building $183,700	$600,970 (+15.63%)
2024	$5,987.00 (+1%)	$439,600 (+6.57%) Land $259,900 Building $179,700	$519,745
2023	$5,928.00	$412,500 Land $279,400 Building $133,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7 Bailey Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 7 Bailey Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST CHELMSFORD WATER DISTRICT private · serves 2,800 people · EPA ID MA3056001
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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