7 Babble Creek Ct, O Fallon, MO 63368 Property Records

St. Charles County property record for 7 Babble Creek Ct, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,002 sqft · built 1995
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$437,500 (Aug 2025)
Tax Bill	$4,331 (2025)
Deeds & Mortgages	Jun 2018 Sale & Mortgage Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`A952000396`

Property Details

APN / Parcel Number

Primary APN	`A952000396`
Alternative APN	`2-0067-7107-00-0169.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,002 sqft Living Area
Gross Area	3,944 sqft
1st Floor Area	1,652 sqft
Basement Area	1,632 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	95 sqft
Deck Area	Deck Area
Patio Area	714 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A952000396
Street Address	7 BABBLE CREEK CT
City	O FALLON
State	MO
Zip	63368-8321
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIDGETOP EST #3 LOT 169
Legal Subdivision	RIDGETOP EST #3
Legal Lot Number	169
Jurisdiction	ST CHARLES MO
Township / Civil Division	WELDON SPRING
Census Block Group	3
Census Block	3000
Census Tract	311732

Owner

7 Babble Creek Ct is owned and occupied by two individuals who bought it in August 2025.

Source: St. Charles County records, as of September 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7 BABBLE CREEK CT, O FALLON, MO 63368-8321
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2018	Warranty Deed, Transfer · Conventional Mortgage ACCESS CAPITAL FUNDING LLC
Nov 2, 2017	Warranty Deed, Transfer · VA Mortgage ACCESS CAPITAL FUNDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2025 · Amount on File
Deed Sale	Aug 11, 2025 · Amount on File
Prior Sale	Jun 7, 2018 · Amount on File
Deed Document Number	202534597
Record Updated	Oct 29, 2026

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jun 7, 2018
Property Address	7 BABBLE CREEK CT, O FALLON, MO 63368-8321
Document Number	0069302319
Book / Page	6930 / 2319
Map Reference	MB 31 PG 394
Instrument Date	Jun 7, 2018
Instrument	20180607000318290
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	TOUCHSTONE TITLE & ABSTRACT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15865 CEDARMILL DR, 15865, CHESTERFIELD, MO 63017-8717

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 BABBLE CREEK CT, O FALLON, MO 63368-8321

Mortgage

Document Number	20180607000318300
Date	Jun 7, 2018
Instrument	20180607000318300

Lender

Name	ACCESS CAPITAL FUNDING LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Nov 2, 2017
Property Address	7 BABBLE CREEK CT, O FALLON, MO 63368-8321
Document Number	0068330485
Book / Page	6833 / 0485
Map Reference	MB 31 PG 394
Instrument Date	Oct 31, 2017
Instrument	20171102000688000
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1910 WINTER HILL DR, 1910, O FALLON, MO 63366-3952

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 BABBLE CREEK CT, O FALLON, MO 63368-8321

Mortgage

Document Number	20171102000688010
Date	Nov 2, 2017
Instrument	20171102000688010

Lender

Name	ACCESS CAPITAL FUNDING LLC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 7 Babble Creek Ct was $4,331.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$67,474 (-)	$355,124 (-) Land $60,000 Building $295,124
2025	$4,331.00	$67,474	$355,124 Land $60,000 Building $295,124
2023		$62,112
2022			$326,903 Land $50,000 Building $276,903

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7 Babble Creek Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Babble Creek Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Gateway Fiber.

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